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What's New With QLACs in 2023

As of January 1, 2023, congress has passed the Secure Act 2.0 and made a few changes to QLACs.  >> READ MORE

Scars of Scarcity: Shootin' It Straight With Stan

Today's topic is a good one and one that will make you think. The title is The Scars of Scarcity: Fear of Running Out. Not fear of missing out, fear of running out.  >> READ MORE

Retirement Income Gap The Real Deal

What's the real deal about the retirement income gap? I keep reading this, and I keep seeing these titles. What does all of that mean? How does it apply to me? And how do annuities fit into that retirement income gap?  >> READ MORE

How Annuities Are the Best Offense for Diminished Capacity Retirement Planning

Today's topic is a good one and a sensitive one. How annuities are the best offense, the best strategy against diminished capacity as you're doing retirement planning.  >> READ MORE

What To Know When Gap Filling Your Income: Shootin' It Straight With Stan

Today's topic is gap-filling strategies before Social Security. I get a lot of calls from people in their sixties who are thinking about waiting until age 70 to take their income from the best inflation annuity on the planet called Social Security.  >> READ MORE

Annuity Examples Annuity Ladders

You've probably in the past, laddered CDs or laddered bonds. Guess what? You can ladder annuities.  >> READ MORE

Why Renewal Rates Are The Secret to FIAs

Today I will explain how renewal rates are the secret sauce, the secret formula, the secret to Fixed Indexed Annuities. You ready?  >> READ MORE

Pivot Application Promise: Shootin' It Straight With Stan

Today's topic is the pivot application process. I'm proud of this one.  >> READ MORE

Retirement Withdrawal Strategies With Annuities

I'm going to strip it down, so you understand how annuities and the different types work with retirement withdrawal strategies. Many of you are either retired, thinking about retirement, or hoping about retirement, which is a good thing.  >> READ MORE

Are RMDs Your Forced Annuity

Today's topic is a good one. Are RMDs, Required Minimum Distributions? Let's talk about the requirement for distributions.  >> READ MORE