The question is, how does the economy affect annuity rates? That's a fundamental question to a very detailed answer because annuities are not all the same.

So if you're not familiar with MYGAs, let me go through it quickly. Multi-year guarantee annuity, that's what MYGA stands for.

Shopping annuities can be tricky when you don’t know what to look for. With all the choices it’s important to find the one that works best for you.

So, annuity companies, how do they make money? There's a reason that annuity companies have significant buildings and that they do very, very well. Why? It's because they know when we're going to die.