MYGA Fixed Rate Annuities
Current Rates As High As
2.45%
3 YR 
3.10%
5 YR 
3.20%
7 YR 
3.01%
10 YR
WHAT YOU NEED TO KNOW ABOUT ANNUITIES

Annuitization | What Is It?

Annuitization. Have you hear of that before? No? Well allow me to explain if great detail exactly what you need to know about it.

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Annuity Income Rider | What Is It?

Annuity income riders. What are they? Do I need one? How do they work? All good questions, and I have all the answers. Book a call!

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Immediate Annuity: How Does It Work?

Feb 22, 2021

Immediate annuities are great if you're looking for instant income. To see if one is right for you have a quick read right here and help yourself to free books.

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IRA Annuity: Should Annuities Be Used With IRAs

IRA annuity, sounds interesting right? Well if that's interesting just wait to you find out what it does. Book a call with me and I'll tell you even more.

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Principal Preservation Are You At That Stage

There are many stages of retirement and one of those is principal preservation. To know if you're at that stage simply read this blog.

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What is a 1035 Exchange Transfer with Annuities

You may or may not have heard of a 1035 exchange. If not, don't worry, that's what I'm here for. No need to ask, I've got all the answers.

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Retirement Income Strategies Using Annuities

To plan is to have strategies. Retirement income is the best place to use strategies. Allow me to share with you the best strategies I know.

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Coronavirus Economy | Determine If You Need An Annuity

Annuities aren't for everyone. With Coronavirus the economy is getting hurt and there's no reason to hurt your bank also. I'll help.

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Annuity Death Benefits | How Do They Work?

One wonderful annuity benefit is for your loved ones after you pass. Understanding the annuity death benefits is important to get the best bang for your buck.

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Annuity Calculator | Best Ways To Use It

Annuity calculators are the easiest way to find your best contractual guarantee for your situation. I'll show you how it's done right here.

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Annuities and Inflation Contractual Facts Matter

Along with understanding the benefits of annuities you must also understand the inflation with annuities. Get the best for you.

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Retirement Annuity Plan | Do You Have One?

Jan 21, 2021

Are you already planning for retirement, but feel stuck as to what do next? Here's a step by step so you can get everything you've earned.

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Inherited Annuity | What are my choices?

Inheriting an annuity can be confusing, especially when you know nothing about annuities. Let me help with that. Book a call and read this blog.

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Guaranteed Annuity | Will do. Not might do

Knowing the guarantees of annuities is a lifesaver when you're looking for contractual income support. Get the books to find out more!

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Are Annuities Safe Right Now?

"Are annuitites safe" is a question I hear far too often. The stigma with annuities makes it hard for people to believe that they are! Book a call to find out

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Annuity Interest Rates – How It Affects Pricing

A hot topic right now is Annuity Interest Rates. The basics of annuities are one thing but no one likes money mistakes. Read this to clear up any questions!

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Annuity Transfer | What You Need To Know

You may have heard of Annuity Transfers but need a bit more information. What are they? How do they benefit me? Read and find out. And of course, book a call!

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Annuities and the Stock Market

With the pandemic, the stock market seems to be having some issues. Makes you wonder about other options...like annuities. Check out our calculators!

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Annuity Income | What Is The Best Strategy?

Dec 28, 2020

Strategy is important especially in situations with money. Annuity income needs to be talked about and understood to make the best decisions. Book a call!

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Annuity Death Benefits | How Are They Paid Out?

Dec 24, 2020

Annuity Death Benefits are a crucial thing to know before buying an annuity. Knowing all your options so you make the best decision for your specific situation.

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2 Annuity Benefits You Need to Know About

Dec 21, 2020

Annuity benefits are a good thing to know. Knowing what your benefits are will help you decide if you need an annuity. Try out the calculators!

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Top 10 Annuity Videos of 2020

Dec 18, 2020

It’s the end of the year and time for a quick look back on all the annuity video awesomeness we’ve been cranking out on our YouTube channel.

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Annuities Can Create Your Personal Pension

Dec 17, 2020

If you're lucky to have a Personal Pension you may not have worries about income. If not, you may be curious what to do for further income needs. Find out here!

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Annuity Cost | How Much Should You Spend?

Annuity costs making you second guess getting an annuity? There are different types of annuities and we'll help you find what fits for your specific situation!

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Annuity Fees | What To Expect

Annuity Fees are an important topic to know when looking into getting an annuity. How much will it be, do they keep the money when you die? All valid questions.

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Purchase Annuity | Can You Time It?

Purchasing an Annuity can be tricky, especially when your main focus is on something impossible...timing the purchase. It's all broken down here!

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Annuity Products | SPIA is a DIA is a QLAC

There are many annuity products, and understanding which one fits best with your specific situation is an important step to your retirement plan. Book a call!

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Annuity vs Life Insurance | Which Is Better?

Nov 30, 2020

Annuity vs Life Insurance can be a hot topic. Which is contractually better for your specific situation? Get the books and read this article to clear it all up!

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Top 7 MYGA Videos Packaged Up and Served Up

Nov 26, 2020

In your search of the best annuity to get, you may have stumbled upon multi-year guaranteed annuity (MYGA for short). But what is it? How does it differ from bank certificate deposits? In this video, I tell you all there is to know about MYGA before taking the leap.

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MYGA The CD Annuity

Nov 25, 2020

A MYGA is a popular product in the annuity world. It's similar to what you may know as a CD. In this blog I'll explain exactly how and how it may work for you!

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Lifetime Income Annuity | What Is Backstopping?

Nov 23, 2020

Everyone loves a good strategy and when it comes to lifetime income annuities strategizing is the way to go. Understand what strategies work best here.

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401k Annuity | What is it?

Many people know what a 401k is, and I'm sure they also know what an annuity is. But how about a 401k annuity? Not sure? This blog will break it all down!

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Annuity Companies | Do They Keep The Money When You Die?

Nov 16, 2020

Interested in annuity companies but not sure you want to take part in fear of losing your money? This article answers all your worries so you can make the right decision for you.

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Long Term Care Annuity | 3 Ways They Work

Nov 12, 2020

Long term care annuities are the key for anyone looking for financial support. This blog breaks down 3 ways they work and how they'll work for you. Book a call!

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Current Annuity Rates and Annuity Pricing

Ever wondered the current annuity rates? What about annuity pricing? Well if the answer is yes you've come to the right blog. Get the books for more info!

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Why Democrats Love Annuities

Nov 6, 2020

The blue states. Why do annuities fit into the mantra of Democrats? Democrats are passionate and it’s spilling over into the streets. Democrats and Republicans have common ground on more things than not and maybe annuities can show us where we agree on things.

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Why Republicans Love Annuities

Nov 6, 2020

Let’s take a look at why Republicans love annuities. We each have our own opinion when it comes to politics, but no matter if you're a Republican or a Democrat, there are reasons to love annuities and believe it or not, some common ground.

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Annuity Income | Do You Lose Control Of The Money?

Losing control of money can be a scary topic. Especially when it's a large sum and is going to a large company. Fears aside, let's stick to the facts!

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Annuity Age Restriciton | Too Old or Too Young

Annuity age restrictions should be one of the first things you search for. Are you too old? Are you too young? Find out so you don't make any mistakes.

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Increase Your Retirement Income With Annuities

Oct 29, 2020

Are you coming into retirement? Need help with income? Increase your retirment income with annuities! Find your contractual guarantee and book a call.

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Is Social Security an Annuity?

Oct 26, 2020

You probably love your Social Security payments. Have you wondered if it's enough? Not sure if you need the help from an annuity? Check out the calculators!

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Does a Fixed Index Annuity get Market Returns?

Oct 21, 2020

I am licensed in all 50 states and I get a ton of calls from across the country full of questions, one being, “Are Fixed Indexed Annuities a good investment, and do they get stock market returns?”

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Annuity vs. 401k | How Both Can Work for You

Oct 19, 2020

Retirement worries for many Americans are front and center especially those looking to live their golden years with dignity and have the needed income guarantees in place.

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Lifetime Income and The Secure Act

Oct 12, 2020

The Secure Act (aka The Secure Retirement Act) was signed into law on December 20th, 2019. The primary government intention was to encourage Americans to start planning for their own retirement income needs.

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The Do’s and Don'ts of Taking a 1035 Exchange for a Test Drive

There's only one reason that someone would 1035 exchange their policy. It's if the policy that they're going into is better contractually than the one that they're leaving. It's that simple.

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What is a MYGA and When You Should Lock or Ladder

Oct 5, 2020

You may want to buy a MYGA if you're looking to protect your principal, not pay any fees annually, there are no moving parts, there are no market attachments, you're just going to get an interest rate contractually for the specific period that you choose.

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Pension Annuity vs. Lump Sum: Buy What You Need Not What Someone is Sellin’

Sep 30, 2020

There are over 10,000 baby boomers reaching retirement age every single day, and many are faced with the decision to take a lump-sum dollar amount or an annuity payment from their employer.

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Financial Advice for Seniors About Annuities

Aug 29, 2020

Over 10,000 Baby Boomers are retiring every single day and millions more already enjoying their retirement years. Because of this, older adults are too often the targets of annuity salespeople.

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Fixed Index Annuity Are They a Good Investment?

Aug 29, 2020

Since I am licensed in all 50 states, I get a ton of calls from across the country with the following question, “Are Fixed Indexed Annuities a good investment and do they really get stock market returns?

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