MYGA Fixed Rate Annuities
Current Rates As High As
3 YR 
5 YR 
7 YR 
10 YR

Annuity Lifestyle Magazine

My Gold Shoes and The Annuity Gold Standard

Are you one of the 10,000 a day babyboomers blazin' down the runway to 65? You're in the right place.

This week, I'm sportin' my Nike Air Max gold-plated shoes and doing my lukewarm impersonation of a millennial. More importantly, I'm spewin' facts about Income Now or Income Later, and I get emotional because, let's be real, your retirement money is an emotional decision. Income Insurance – IT'S WHAT YOU NEED (this is me getting yelly at the screen). Watch the video, "Annuity Examples: Income Insurance".

Unfortunately, the fixed indexed annuity has become a very controversial product because lots of the sales pitches suck, and they're looking for suckers. The way most of them are sold is a joke. I'm preachin' the gold standard and how to CYA and ask the right questions in podcast #45 "Fixed Indexed Annuities: Are They a Good Investment?"

Annuity News Flash Video: Transamerica & Vanguard Chester my fave annuity hater is lit because it got messy during the changing of the guard. Watch to know what you need to know.

Do you really give a crap about the ROI when it comes to taking care of your loved ones for THE REST OF THEIR LIFE? No. It's all about lifetime income and laying the groundwork for your legacy. If you can't find the answers you need cruising through my content, book a call, and I'll give it to you straight, no chaser.

PS - Don’t skip this little nugget about what I call The Amazon Annuity.

Your spice to the boring,

Thanks for subscribing!

Annuity Income Rider | What Is It?

Annuity income riders. What are they? Do I need one? How do they work? All good questions, and I have all the answers. Book a call!


Immediate Annuity: How Does It Work?

Feb 22, 2021

Immediate annuities are great if you're looking for instant income. To see if one is right for you have a quick read right here and help yourself to free books.


045: Fixed Index Annuities – Are They a Good Investment?

In This Episode:

  • Understanding how a fixed index annuity works, rather than how it is pitched.
  • The dangers in backtested numbers (and why they should be illegal in all 50 states).
  • Stripping away the complication of the fixed index annuity.
  • Shopping around for your annuity and asking for a specimen policy.

Key Takeaways:

  • Fixed index annuities can be used as an efficient and cost-effective delivery system for the income rider guarantee.
  • The renewal rate is where the game is played with index annuities.
  • There are over 700 index options currently available.
  • If you want market growth, never buy an annuity.

"Fixed indexed annuities are a good investment if you fully understand how to use them, and fully understand how they are designed, and fully understand the realistic return expectations you should have." – The Annuity Man®


Stan The Annuity Man: Why the Brutal Annuity Truth Beats the Dream

Feb 18, 2021

Stan The Annuity Man 2 Thumbs Up for Jane Wollman Rusoff’s article on

The Savings Game: Understanding an Annuity Before You Buy It

Jan 24, 2021

Once again, Elliot Raphaelson is providing “annuity truth” to his readers. I always appreciate when he reaches out for insight and a Stanism soundbite.