Annuity-Comparison:-FIA-vs.-MYGA

Annuity Comparison: FIA vs. MYGA

I'm glad you joined me today. We have a great topic: annuity comparisons. We're diving into Indexed Annuities, Fixed Indexed Annuities (FIAs), versus Multi-Year Guarantee Annuities (MYGAs).
Annuity-Withdrawals:-Everything-You-Need-to-Know

Annuity Withdrawals: Everything You Need to Know

Today, we're talking about annuity withdrawals and everything you need to know by going through specific annuity types.
Types-of-Annuities:-How-to-Choose

Types of Annuities: How to Choose

Today, we're talking about how to choose annuities. With so many types out there, how do you decide? A lot of people say, "I hate all annuities." That's like saying you hate all restaurants, trucks, shoes, or socks.
The-Cost-of-Waiting-to-Purchase-an-Annuity:-Shootin-It-Straight-With-Stan

The Cost of Waiting to Purchase an Annuity: Shootin It Straight With Stan

Today's topic is the cost of waiting to purchase an annuity. Now, I know what you're thinking, “Wait a minute, Stan. That sounds like a sales pitch. Are you pushing me to buy now?
What-Happens-To-An-Annuity-When-You-Die?

What Happens To An Annuity When You Die?

What happens to an annuity when you die? First of all, you're dead. Who cares? But that's not a good answer, is it? I don’t think that’s why you’re here.
Are-There-Required-Minimum-Distributions-for-Annuities?

Are There Required Minimum Distributions for Annuities?

Today, we will talk about Required Minimum Distributions (RMDs) and annuities, including how they work and how they all tie together.
Lifetime-Income-Annuity:-How-the-Defer-to-SPIA-Strategy-Works

Lifetime Income Annuity: How the Defer to SPIA Strategy Works

Today, we’re talking about lifetime income annuities and my favorite strategy, the Defer to SPIA strategy—one the annuity industry absolutely hates. But hey, if they hate it, maybe you’ll like it.
Income-Strategies-Before-Social-Security

Income Strategies Before Social Security

Income Strategies Before Social Security
Annuities-and-Taxes

Annuities and Taxes

The CPA world is split—half love me for it, the other half, the ones trying to sell annuities and do taxes, hate me. However, the bottom line is that if you need tax advice, you need to see a CPA or a tax lawyer.
Pension-Fund-or-Retirement-Annuity:-How-Each-Work

Pension Fund or Retirement Annuity: How Each Work

Pension fund or retirement annuity—what's better? We're going to find out and answer the questions to help you make an informed and rational decision.
Is-the-4%-Rule-Dead?

Is the 4% Rule Dead?

Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm so happy you're here for this one because this is a big topic: the 4% rule is dead.
Annuity-Companies-vs-Banks

Annuity Companies vs Banks

Today, we’re discussing how annuity companies aren’t smarter than banks. They’re just more regulated. Let me tell you a little story.
Retirement-Expert-Rants:-Made-Up-FIA-Indexes

Retirement Expert Rants: Made-Up FIA Indexes

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.
Retirement-Expert-Rants:-People-Don't-Even-Know-What-They-Are-Buying

Retirement Expert Rants: People Don't Even Know What They Are Buying

Why am I ranting? Because I'm encountering too many people who don't even know what they've bought. And it's not just Index Annuities; that's an easy one.
IRA-Annuity:-How-Does-It-Work?

IRA Annuity: How Does It Work?

First of all, is there such a thing as an IRA annuity? Not really. But many people ask about it, so I thought I’d cover it here on The Annuity Man's website.