Get Smarter

It’s not about having a million dollars, it’s about creating income you can’t outlive.

Yes, retirement income is usually taxable, but how it is taxed depends on where it comes from.

How MYGAs let your interest grow while legally delaying taxes year after year.

At some point, market growth matters less than knowing your income is guaranteed.

What if helping your kids now matters more than leaving them an inheritance later?

Is that 8 percent annuity really yield, or just marketing math?

What if your ideal retirement vacation is staying home, not worrying about money?

Should you really give your kids a lump sum inheritance, or is lifetime income safer?

The term fiduciary gets used a lot, but not always correctly. Stan exposes how the “new financial F word” can mislead consumers and explains what due diligence really looks like.

Learn how much you can really earn from different types of annuities, from guaranteed rates to lifetime income payouts, and why the contract always determines the true return.

Get the truth behind annuity sales pitches. Learn what annuities really guarantee, what is marketing noise, and how to focus on the contract instead of the hype.

Life insurance loans are not tax free income. Stan explains how these policies really work, why loans get misrepresented, and what you should watch out for.

Learn how annuity quotes, rate locks, and contractual guarantees work. Stan explains the process from quoting to issuance and why guarantees matter.

Learn why pairing Roth IRA conversions with annuities can be misleading. Stan explains the risks, the math, and what the annuity industry is getting wrong.

Learn the PILL framework and the practical steps for deciding if an annuity fits your goals. Understand principal protection, income, legacy, and long term care needs.