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People age 80 or older may still own annuities if the contract aligns with income or legacy goals rather than market growth.

Annuities may still be used at advanced ages for income or legacy purposes, depending on contractual goals rather than age alone.

Indexed Annuities are fixed annuities designed to compete with CD returns and are commonly used as a vehicle for Income Riders.

Indexed Annuities are fixed annuities created to compete with CDs, but they are often overhyped and misunderstood due to how they are sold.

Annuity policies are funded before issuance, with the option to review specimen policies and cancel during the free look period.

Annuity policies require funding before issuance, but consumers can review specimen policies and cancel for a full refund during the free look period.

Single Premium Immediate Annuities are used to convert accumulated savings into guaranteed lifetime income with no market attachment.

Preparing for retirement on a low income requires discipline, risk reduction near retirement, and focusing on guaranteed income rather than market speculation.

Retirement income is considered income and is generally taxed, with the tax treatment depending on where the income comes from and the type of account used.

It’s not about having a million dollars, it’s about creating income you can’t outlive.

Yes, retirement income is usually taxable, but how it is taxed depends on where it comes from.

Why The Annuity Man only sells contractual guarantees and refuses to play the sales game.

How MYGAs let your interest grow while legally delaying taxes year after year.

At some point, market growth matters less than knowing your income is guaranteed.

What if you could create a second Social Security check that pays for life?