
Article
April 18, 2024
Deferred Income Annuity Definition
Today, we are discussing Deferred Income Annuities. What's the definition of a Deferred Income Annuity? Some people call them longevity annuities because they solve for longevity risk. What longevity risk really means is not outliving your money, and that's what a Deferred Income Annuity does.

Article
April 15, 2024
What Is the Best Annuity for Me?
You ask a good question: What's the best annuity for me? You know what? The answer could be none. We're going to go through all annuity types and answer a bunch of questions, and at the end, you're going to make a good decision on whether an annuity fits you or not.

Article
April 14, 2024
Annuity Income Rider Roll-up Rates Are Not Yield
Today's topic is a good one and important because people make mistakes when they purchase annuities. They believe something that's true, that's being told to them, that's really not. Annuity agents or advisors are either not detailed enough, don't really know, or play semantics, word games, when they talk about Income Riders.

Article
April 11, 2024
MYGA vs. Fixed Annuity
Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?

Article
April 8, 2024
Guaranteed Future Income Annuity: 4 Strategies to Know
Hi, Stan The Annuity Man here. I'm America's annuity agent licensed in all 50 states. Did you know that I love lifetime income? That's what we're talking about today. I mean, I'm the only one that's wearing it on my sleeve, as they say.

Article
April 7, 2024
What Is the Purpose of Reverse Engineering Annuity Quotes?
Today's topic is a good one. What is the purpose of reverse engineering annuity quotes? He's saying, "Reverse engineers. Stan, you don't look like an engineer. You don't act like one." I'm not an engineer. My wife said the other day at the Hoover Dam, "One of the worst jobs ever for you would be an engineer."

Article
April 4, 2024
How to Talk Annuities With a Spouse
Today's topic is interesting: talking to your spouse or partner about annuities and telling them about contractual guarantees. For most people, when you hear the word annuity, it either equals hate or a curse word. I mean, they've heard nothing but bad things about annuities.

Article
April 1, 2024
How Early Should I Buy Annuities?
What we're going to talk about today is a call I get a lot from people who are too young to buy an annuity or who might be really old and not need an annuity. But we're going to talk about age. Is it too early to buy? How do you determine that? Can you time it?

Article
March 31, 2024
MYGA Ladder Cash Out Strategy
Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because this topic originated from a client, and when he first explained it to me, I was like, I did a Scooby-Doo. I'm like, "Roo, roo."

Article
March 28, 2024
What Is the Primary Reason for Buying an Annuity?
What is the most common use of an annuity? Well, to answer that question properly, as Stan The Annuity Man, I have to do a little bit of a history lesson. Annuities were put on the planet in Roman times as a pension-type gift for the dutiful Roman soldiers and their families.

Article
March 25, 2024
What Is a Guaranteed Lifetime Income Annuity?
A guaranteed lifetime income annuity comes in many forms. It can be an Immediate Annuity, a Qualified Longevity Annuity Contract, a Deferred Income Annuity, or Income Riders. You can even peel off interest from Multi-Year Guarantee Annuities. We're going to cover all of that today.

Article
March 21, 2024
What Happens When an Annuity Owner Dies Before Annuitization?
So, what happens when an annuity owner dies before annuitization? It's a sad thought. Hi, I'm Stan the Annuity Man. Typically I'm bouncing off the walls, I'm happy, but we're talking about death, so I'm just going to bring it down a little bit.
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Article
March 17, 2024
How Much Do You Really Need to Retire?
Today's topic is how much do you need to retire? In this case, we're talking about money, but I will cover other things because that's what I do. I can free form this, but how much money do you need to retire? I'm going to tell you how to do that. It's very simple.