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Income Riders Attached to Fixed Indexed Annuities

Income Riders Attached to Fixed Indexed Annuities

This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?
Left Wing, Right Wing...Need Both to Fly

Left Wing, Right Wing...Need Both to Fly

Hi, my name is Stan The Annuity Man, America's annuity agent. No, I am not a political commentator, but I am going to get in the weeds about what's happening in our world right now. The title of this blog is Left Wing, Right Wing, Need Both to Fly.
What Happens to an Annuity if the Stock Market Crashes?

What Happens to an Annuity if the Stock Market Crashes?

Are Fixed Index Annuities good against a stock market crash? What if the insurance company backing it goes under? What's your protection? Let's take them one at a time.
Annuity Expert Rants: Annuities and the Media

Annuity Expert Rants: Annuities and the Media

I've got a little bit of an issue with annuities and how the media treats annuities. Now, the last time I went on one of these rants, I guess, for lack of a better phrase, I got emotional about it because I was talking about the stock market decline, etc., but I'm upset about how the media talks about annuities.
Best Pension Annuity Deals

Best Pension Annuity Deals

You're looking for the best pension annuity deals, hey, that's a good thing because pensions are good. Why? Because you can never outlive the income, just like Social Security. And if you work for the government, there are pensions there, but most people are working in the private sector, so they really don't have pensions.
Roth IRA Annuity: Are the Payments Taxed?

Roth IRA Annuity: Are the Payments Taxed?

Let's talk about Roth IRAs in general and my take on Roth IRAs. In a perfect world where unicorns chase the butterflies, Roth IRAs should be used for non-annuity assets. You've already paid the taxes on the Roth. That should be where the growth part of your portfolio is.
What Is a Deferred Income Annuity?

What Is a Deferred Income Annuity?

Today's topic is: What is a Deferred Income Annuity? Deferred Income Annuities are relatively new products, but after this blog, you're going to understand them in full, and you're going to know if they work for your specific situation.
Retirement Income Strategies: How Annuities Fit

Retirement Income Strategies: How Annuities Fit

Let's discuss why you're here, which is retirement income planning, and if annuities fit and how they fit. Should they fit? Would they fit? Might they fit? Are they fit? Let's find out.
How to Buy an Annuity: Mortality Credits

How to Buy an Annuity: Mortality Credits

Hi there, Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. I am glad you joined me about how to buy an annuity, looking at mortality credits, and why that is so, so important. Mortality credits. Let's talk about it.
Inherited Annuity: What Are Your Options?

Inherited Annuity: What Are Your Options?

What we're talking about today is a pretty interesting subject because many people are getting older. We're living longer. 10,000 baby boomers every single day are reaching retirement age, and a lot of people are calling me because they've inherited an annuity. So, what do you do? What are your options?
Annuity Transfer: How Can I Transfer My Annuity?

Annuity Transfer: How Can I Transfer My Annuity?

Today we're talking about annuity transfers. Should you transfer your annuity? Can you transfer your annuity? "This person's trying to tell me to transfer my annuity." Can I transfer my annuity? How does my transfer work? All good questions asked by you of which will be answered by me.
Does an Annuity Count as Income?

Does an Annuity Count as Income?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I'm so glad you joined me today. Many times, when people read these blogs, they're so enamored, and they're like, "Wow. That's really informative, yet not salesy." You're right about that. That's a good point.
What Happens to an Annuity When You Die?

What Happens to an Annuity When You Die?

What happens to an annuity when you die? First of all, you're dead, who cares? But that's not a good answer, I don't think. We're talking about annuities and death; that's a tough combo. So, what happens to an annuity when you die? It depends on the type of annuity. It depends on how you structure that annuity.
Is There an Age Restriction to Buy an Annuity?

Is There an Age Restriction to Buy an Annuity?

Is there an age restriction to buy an annuity? Can you be too old, or can you be too young? Or does it matter? Is it just a free-for-all? Will they sell it to anybody? And "they" meaning the annuity industry. No. There are some age restrictions out there, and I'm going to cover them to ensure you're just not buying things.
Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is Single Premium Immediate Annuity death benefits, the death benefits of an Immediate Annuity. I read something the other day, and it was from a brilliant person. It said, "Well, you need to be careful when buying an Immediate Annuity because when you die, the money goes poof, the money goes away." I'm thinking, "Oh my gosh, this person's educated, and they have a syndicated show, and they're writing that?