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What is a non-qualified annuity? It's an excellent question. When I do annuity edutainment, as you're reading right now, I'm going to break it down into English that we all understand because I'm from the South, and we speak very plain English here even though we talk with a little twang. Nothing wrong with that.

Stan The Annuity Man here excited to answer this question. Is a pension the same as an annuity? Yeah, pretty much because what they both do is provide a lifetime income stream that you cannot outlive. So, for all the haters out there that hate annuities, "I hate annuities, all annuities stink, all annuities," whatever. Then you need to also say, "I hate my pension.”

Today, we're going to talk about annuity comparisons. SPIAs versus DIAs. Immediate Annuities versus Deferred Income Annuities. Explain them both to me, Stan The Annuity Man. What's the difference? How do I use them? Should I use them? Should I have them? We will discuss all of that.

So today, we're going to talk about annuity fees and commissions. You'll like this topic because no one talks about annuity fees and commissions, so let's go through them. Commissions with annuities: Once again, life insurance companies issue annuities, but commissions to us agents out here are built-in and hidden from you, so it's a net transaction.

Man, am I glad you clicked that button to read this because you're trying to figure out why people are always saying they hate annuities? Why do some people hate annuities? Annuities are the financial curse word. That's for sure.

Do you have “chicken money” – money that you want to protect from risk? If so, it should be in short-term CDs, or money market accounts, or short term Treasury Bills – IOUs from the Federal government. Those are the safe places to stash your cash.

So, you're doing annuity research? That's pretty cool. I mean, you must be leaning in to see, "Hey, does this make sense for me?" The question is, "What are annuities commonly used for?" People try to use them for many things, but they buy most annuity types primarily for their unique benefit proposition.

Today's topic is a beauty. I can't wait to do this one. Who Should NOT Buy an Annuity? Think about that. Stan The Annuity Man, America's annuity agent. I sell more annuities than anyone on the planet, and I'm going to tell you who shouldn't buy an annuity. And you're going, "What? An agent not trying to make a commission?"

We're going to cover a lot today. We'll cover what a Single Premium Immediate Annuity is, what it solves for, the brief history of Immediate Annuities, and the limitations and benefits because we have to cover them. After all, all annuities have them. Then we're going to talk about where it fits and how do you quote it. Once again, hang in there because I'll give away the book for free at the end of the blog.

Single life versus joint and survivor life annuity. That's what you're looking for, right? That's what I'm going to tell you about. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. And I know my stuff, and I also know about this topic.

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's question is a good one. "Hey, Stan, what's this exclusion ratio thing I've heard about? What's an exclusion ratio? Why are they excluding it? I don't want anything excluded. I want it all, Stan. I want it all with my annuity type." We're going to talk annuity types, about the exclusion ratio, how to look at that, and how to navigate my website.

Hi there. Stan, the Annuity Man, America's annuity agent, here with you again. You have typed into the bar, the bar screen, the Google thing, how are Income Riders taxed? That is an excellent question. I will answer it very briefly, and then we will dig deep, so hang in there with me. The answer is, depending on the type of rider you have attached to your Deferred Annuity.

Stan The Annuity Man, America's annuity agent, here to talk about those beloved Fixed Index Annuities that everyone loves to go to the bad chicken dinner seminars. And if it sounds too good to be true because it is.

What are we talking about today? Annuity examples, a Beginner's Guide to Annuities. There's so much misinformation, bad information, hucksters, sociopaths, sales pitch nonsense on annuities. It's time to get down to the basics. It's time to start talking about and building the foundation. Let's take an elementary look at annuities from the beginner's standpoint.

The question you're asking today, which is a good one, is can you change the beneficiaries of an annuity? I'm going to cover all types, but the short answer, which is what you want, is yes, you can. You can change the beneficiaries on the annuity. If your kid pisses you off, sorry for my French, you can take them off that annuity as a beneficiary.