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Hi there. Stan The Annuity Man, America’s Annuity Agent licensed in all 50 states. Today’s topic is understanding the benefits of annuities for your future. I will probably throw in some negative stuff as well because there’s no perfect product out there, but annuities do provide what you need in retirement. You need to put it in the back of your head that annuities might be a solution for you, whether you’re in retirement already or going in that direction.

Hey, Stan The Annuity Man, America's annuity agent. Yes, I am licensed in all 50 states, and that means I'm licensed in your state. So, the question of the day is, Social Security, those payments you love or getting ready to love if they're coming down the road, is that an annuity? Short answer, yes. The long answer, which I'm getting ready to go into, will be very intense, informative, and you're going to walk away going, "Do I really hate all annuities? Do I? No, I can't because I love my Social Security."

I'm Stan, The Annuity Man, America's annuity agent. Have you ever asked yourself, "Do I even need an annuity?" That's a great question. You might or you might not, but I'm going to cover today what's the best type of annuity for retirement. Let's get to that question and find out if an annuity fits your specific situation or not.

Hey, Stan The Annuity Man here, America's annuity agent. Today's topic is, Do All Annuities Have Surrender Charges? The short answer is no, but obviously, there's more to that. You just can't say no. It's like saying, "How are you doing?" "Good." There's more to it than that, but we're going to go through all the different types. I'll explain the ones that do, the ones that don't, and the reasons they do or don't.

Stan, the Annuity Man here. What is the objective of an annuity? To me, that's like you're saying, "Hey, I heard all these things about annuities. I went to the bad chicken dinner seminar and ate the chicken." And if it was a steak dinner seminar, now you know how high the commissions were. So, what is the objective of an annuity? I will tell you the good, the bad, the ugly, and the history of that question.

Hi, there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing retirement withdrawal strategies using Single Premium Immediate Annuities. SPIAS, that's the acronym.

What are we talking about today? We're talking about Immediate Annuities that are structured single life with cash refund. You need to know that there are many ways to structure Immediate Annuities. There are probably over 30, but today we will discuss single life with cash refund and compare it to other structures.

How to apply for an annuity. That's what you're looking to do? Hey, let's slow down there a little bit, sparky. Before you jump to conclusions about buying an annuity, or maybe you're just trying to find out how the process works, which is good, let's look at even if you need an annuity, and we're going to go through those steps, so hang in there with me.

Hey, Stan The Annuity Man here, America's annuity agent. The question that you are asking that everyone is asking Stan The Annuity Man is, what is a lifetime income stream? Loaded question depending on who you ask, but a lifetime income stream revolves around the annuity category. We will go deeper into that, how it might work for you, how it might not, and other lifetime income streams you're getting and how to compare them to annuities.

So, should you have an annuity in your portfolio? That's the question, right? Hey, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I know you wanted to know that. But should you have an annuity in your portfolio? That's an excellent question. The answer is, I don't know. And maybe not, but maybe so.

Now, you're asking the question of how to liquidate an annuity, which I'm assuming you own one, and you're tired of it, and you don't want to own it anymore, blah, blah, blah, blah, blah. Whatever the case, we can help you with that, but depending on what type of annuity you have. Some annuities aren't sellable, so we will have to cover every single one and tell you how to liquidate it or if you can liquidate it, etc

Today we are going to compare life with installment refunds versus cash refunds. I got a call the other day, a call I receive a lot with people saying, "Hey, I do not want the annuity company to keep any of the money. I want a lifetime income stream, but I want to make sure that the annuity company doesn't keep a penny." And that's a big concern because there are many misconceptions out there that, when you die, the annuity company keeps the money.

Taxes, taxes, taxes. The question is, how are Qualified Annuities taxed? Meaning that you have an annuity inside of your IRA; how are those annuities taxed? We'll talk about that. But disclaimer, do not take tax advice from agents and advisors and people who haven't gone to law schools, gotten tax degrees or CPAs, and passed courses for tax advice.

Hi, I’m Stan The Annuity Man, America's annuity agent here to answer the burning question and compare annuities versus life insurance. Everyone asks me which one's better, and most of the time, both are sold improperly. Life insurance companies issue annuities, but life insurance and annuities are entirely different animals. And we'll talk about that.

Hello there. Stan The Annuity Man, America's annuity agent here with you, and today's topic is a good one. We will dive into what a Hybrid Annuity is and give some examples. Typically, when people say, "What's a hybrid?" I say, "Well, it's a mattress, a car, a plant." But in today's annuity selling environment, people are starting to make up words to sell annuities.