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We're talking today about Deferred Annuities and some acronyms that no one knows until you get your policy. SPDA, FPDA, MVA. What the A is that, right? Who knows? I'm going to tell you because you need to know. And it's something in the annuity secret sauce that no one seems to ever address. But of course, yours truly, Stan, the Annuity Man, America's annuity agent, is going to go over all of that today.

Hi there, Stan The Annuity Man, America's annuity agent licensed in all 50 states, aka The Annuity Whisperer. I whisper the facts. So, the question today is, do historical annuity rates even matter?

Today's topic is annuity calculator comparisons. Of course, we have the best annuity calculators on the planet, but some other people out there are trying to provide quotes as well, and that's fine.

Today, we're talking about rolling your 401K into an annuity. Should you do that? Could you do that? Why should you do that? Somebody's trying to make you do that.

What are we talking about today? Retirement planning. Do you even need an annuity? I know you're saying, "What? What did you say? You're Stan the Annuity Man and licensed in all 50 states.

I'm glad you joined me for this blog. It's on joint and survivor annuity. And for whatever reason, that verbiage has survived. We're going to talk about it so that Martha and Chester can understand it.

Someone asked a great question: "How do annuity payouts work?" "Hey, Stan, I thought all annuities were the same. Hey, Stan, this guy on television said, 'I hate all annuities.' Hey, Stan, my broker, advisor, and master of the universe said never to look at annuities."

I saw something the other day where the amount of people whose 401ks and IRAs have gone past a million dollars is a lot, and it is a boatload, as they say.

The question of the day is sent in from one of our subscribers from our Stan The Annuity Man YouTube. The question is, "When you said fund from an IRA or other sources, is my understanding correct that funding from a traditional IRA or a Roth IRA is not a taxed event?"

How much will an annuity for lifetime income pay using our calculators? Both are great questions. And that's what today's topic is on because we're going to go through how to use the Annuity Calculators on this website.

Today we'll be talking about how annuities transfer risk. Annuities are insurance policies, and insurance companies exist to make a profit. That is absolutely correct.

Today's topic is Fixed Index Annuities, pros, and cons.

I swear, I laugh out loud sometimes reading the negative articles on QLACs or the comments on QLAC or supposed financial experts that destroy QLACs, and they're comparing them to investments, and it's hilarious.

One of the biggest risks retirees face is outliving their savings. With people living longer than ever, there is a growing concern about whether retirement savings will last for the entirety of one's retirement.

A MYGA may be useful for someone looking for a short- term, low-risk investment option with a guaranteed rate of return, while a QLAC may be useful for someone looking to supplement their retirement income.