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Hey, everyone out there! I'm glad you joined me for this blog on what is a 1035 transfer. My name is Stan The Annuity Man, and I'm America's annuity agent and the number one annuity educator on the planet. I sell annuities, but I'd like to educate my clients before they buy them.

So, you asked how many beneficiaries you can have on an annuity. I mean, you must be from the South like I am. I'm from the Charlotte, North Carolina, area originally. I don't live there now, but my family is back there, and we have a huge family. I was thinking about that question, and while writing this blog, I'm like, "Hey, that makes sense. I'm assuming you've got this huge family."

I don't have a watch. I have an iPhone that I looked down at. But you asked, 'What's the best time to buy an annuity?' There's no good answer to that question, just bad sales pitches. Now we're going to go deeper than that. You can say, 'Well, that's not what I was looking for.' I understand that. I will go into that question from the standpoint of interest rates and what you're trying to solve.

Are you looking for an answer regarding annuities in long-term care? Many people have that on their mind because long-term care is kind of that gorilla in the room, that little guy on your shoulder that's like, "You might want to address that. You might want to check that box."

Hey, can you handle the truth? Can you handle it? As Jack Nicholson said, can you handle the truth about Fixed Index Annuities? I'll tell you what, there needs to be some truth out there. Many pitches are flying through the air, radio, TV, the bad chicken dinner seminars, about Fixed Index Annuities.

Today's topic is how does a Single Premium Immediate Annuity work. Some call it SPIA, S-P-I-A, or Single Premium Immediate Annuity. After this blog, you'll be able to decide whether a Single Premium Immediate Annuity fits or doesn't.

Don't we hate rich people? Are you rich? I mean, are you the evil rich? I think we all are kind of when they start collecting taxes. So, the question is, do rich people buy annuities? Yes, some do, and some don't. It comes down to if they want to transfer risk. Now, the reason a lot of rich people are rich is because they're smart. Smart people like to transfer risk, and annuities are contracts that allow you to transfer risk.

Can you buy an annuity at any age? That's the burning question. The answer is yes, but the real question is why? Should you buy one just because you can buy one at any age? If you're 90 years old, why do you need an annuity? Why do you need to transfer risk? You've already beaten it. Or if you're two years old, why do you need one? So, the answer is, yes, you can.

The best question I've heard in a millennium is, "Are annuities safe for retirement?" And you might be one of those 10,000 baby boomers retiring daily. That's an actual stat, and that's crazy. Now, the reason that's important when you talk about annuities is most people have had it with the stock market. If that's not you, then great, trade your brains away.

How much money do you need for an annuity? That's the question, really? That assumes that you need an annuity. Don't assume. You might not need an annuity. I know Stan The Annuity Man, the number one agent in the country, who sells more annuities than anybody on the planet, and I'm telling you you might not need one. That's right, and they're not for everybody.

Hey, internet land. Stan The Annuity Man here, America's annuity agent, licensed in all 50 states. I sell a ton of annuities, but I'm an educator, which is why you're here. You asked the question about the annuity free look period. I'm going to quickly answer it, which is, it depends on your state, but it's typically anywhere from 10 to 30 days.

Today's topic is what is the purpose of an annuity. Why do you even need one? What do they solve for? We're going to go through that with all types, so you can understand if it even makes sense for you to own an annuity, and if it does, which one fits your situation best.

Today's topic and question is, what are surrender charges in annuities? Not all annuities have surrender charges, but the ones that do, and we'll talk about both. Still, for the ones that do, it is a way for the annuity company to make back their money that they've paid out in commissions, administrative fees, and business expenses if you pivot during the contract and try to get all your money back. It's similar to a CD. CDs have surrendered charges, and some mutual funds have surrender charges.

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. Today we're talking about how to buy annuities as a gift and about being more than just money. It can't all be about money, can it? No, it cannot. Money cannot buy you happiness. That's just wisdom, is what that is. Now, we're going to talk about some gift guides and some giving ideas using annuities.

Today we're talking about how to buy an annuity. You need to bring your spouse to the call. You need to get them on the call with you when you talk to Stan The Annuity Man, because I'm betting they'll live longer than you. This could be true, and you want them to understand what you're thinking about regarding annuities. So, bring your spouse to the call y'all!