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Annuities Risk: How Annuities Transfer Risk thumbnail

Annuities Risk: How Annuities Transfer Risk

Today we'll be talking about how annuities transfer risk. Annuities are insurance policies, and insurance companies exist to make a profit. That is absolutely correct.
Fixed Index Annuities Pros and Cons thumbnail

Fixed Index Annuities Pros and Cons

Today's topic is Fixed Index Annuities, pros, and cons.
QLAC Calculator, Max Funding, RMDs and More thumbnail

QLAC Calculator, Max Funding, RMDs and More

I swear, I laugh out loud sometimes reading the negative articles on QLACs or the comments on QLAC or supposed financial experts that destroy QLACs, and they're comparing them to investments, and it's hilarious.
Managing Longevity Risk With Annuities thumbnail

Managing Longevity Risk With Annuities

One of the biggest risks retirees face is outliving their savings. With people living longer than ever, there is a growing concern about whether retirement savings will last for the entirety of one's retirement.
The Differences Between a MYGA and a QLAC thumbnail

The Differences Between a MYGA and a QLAC

A MYGA may be useful for someone looking for a short- term, low-risk investment option with a guaranteed rate of return, while a QLAC may be useful for someone looking to supplement their retirement income.
6 Benefits of a QLAC thumbnail

6 Benefits of a QLAC

A Qualified Longevity Annuity Contract (QLAC) can be a valuable tool for retirees looking to secure their financial future. These annuities offer a unique set of benefits that can help ensure a stable retirement income.
Roth IRAs and the Government thumbnail

Roth IRAs and the Government: Why Politicians Are Targeting

I'm excited about this topic because this is a good one. It's about Roth IRAs and why the government is starting to target Roth IRAs and saying, "Let's look at this Roth IRA thing, let's focus in, let's get the telescope down to Roth IRAs.
Best Long-Term Investment Strategies thumbnail

Best Long-Term Investment Strategies

Today we're talking about the best long-term investment strategies. I recently had a guest on my podcast called Fun with Annuities®. It comes out every Tuesday on all major podcast platforms.
What's New With QLACs in 2023

What's New With QLACs in 2023

Today we're discussing what's new with QLACs in 2023. QLACs were put on the planet in 2014 and can be used with IRA-qualified type assets.
Retirement Income Gap The Real Deal

Retirement Income Gap The Real Deal

What's the real deal about the retirement income gap? I keep reading this, and I keep seeing these titles. What does all of that mean? How does it apply to me?
How Annuities Are the Best Offense for Diminished Capacity Retirement Planning

How Annuities Are the Best Offense for Diminished Capacity Retirement Planning

Today's topic is a good one and a sensitive one.
Annuity Examples Annuity Ladders

Annuity Examples Annuity Ladders

Today we'll talk about annuity examples and look at annuity laddering strategies. "Ladder? What are you talking about?" Yeah, annuity laddering strategies.
Retirement Withdrawal Strategies With Annuities

Retirement Withdrawal Strategies With Annuities

Today's topic is a good one. We're talking about retirement withdrawal strategies using annuities. I'm going to talk about withdrawal strategy, history, and what the pitches are because I used to work for all the major firms.
Are RMDs Your Forced Annuity thumbnail

Are RMDs Your Forced Annuity

Today's topic is a good one. Are RMDs, Required Minimum Distributions? Let's talk about the requirement for distributions. When you turn 72, the IRS comes up to you from behind, and you don't know they're there.
Annuity Payout Rates vs. Interest Rates

Annuity Payout Rates vs. Interest Rates

People are like, "Hey Stan, what are the rates, and what are the best? What type of annuity are you talking about? Are you talking about interest rates?