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How to Buy an Annuity: Bring Your Spouse to the Call thumbnail

How to Buy an Annuity: Bring Your Spouse to the Call

Today we're talking about how to buy an annuity. You need to bring your spouse to the call. You need to get them on the call with you when you talk to Stan The Annuity Man, because I'm betting they'll live longer than you. This could be true, and you want them to understand what you're thinking about regarding annuities. So, bring your spouse to the call y'all!
Annuity Rates: Don’t Buy Fear or Greed thumbnail

Annuity Rates: Don’t Buy Fear or Greed

Today we're going to talk about how people sell annuities for fear and greed. Most of the time, this revolves around Fixed Index Annuities. I have nothing against Fixed Index Annuities, but this is the fear and greed sell that you hear most often. Let's go through the other annuity types. Single Premium Immediate Annuities, Deferred Income Annuities, and Qualified Longevity Annuity Contracts are very simplistic, transfer risk pension products, lifetime income products with no moving parts and no annual fees, and no market detachments.
Annuity Comparison: Income Rider vs. DIA thumbnail

Annuity Comparison: Income Rider vs. DIA

Man, we're going to have fun today. We're going to make an annuity comparison looking at Income Riders versus Deferred Income Annuities. The acronym is DIA. Let's talk about the difference between the two and the similarities. This falls under the category of, what? Retirement income insurance, lifetime income insurance, income insurance, whatever you want to call it. Car insurance, fire insurance, home insurance, health insurance, dental insurance, and income insurance. That's what these are.
Annuities Explained: Top Questions Answered thumbnail

Annuities Explained: Top Questions Answered

Today's topic is about you, about the questions people have asked through comments on my YouTube channel. If you have put any questions on my YouTube videos, guess what? I answer them. Yes, I actually read them. I have no life. I've been married for 33 years. I have two grown daughters. I have no life. This is what I do. I'm Stan, The Annuity Man.
Retirement Income: 3 Rockstar Tips I've Learned thumbnail

Retirement Income: 3 Rockstar Tips I've Learned

Retirement income, let's talk about that and the three tips I learned from some of the biggest financial rock stars on the planet that happen to be guests of mine on my great podcast, Fun with Annuities. That's on all podcast platforms, and we even have a YouTube channel called Fun With Annuities that you can check out. But I will share it with you and I had some great guests there.
IRA Annuity Calculator thumbnail

IRA Annuity Calculator

Today's topic is IRA annuity calculators. We're discussing calculating annuity guarantees within your IRA. Yes. You should have an annuity inside of your IRA if you want contractual guarantees, if you want lifetime income, if you want principal protection, if you want legacy, if you want long-term care type coverage, and the only assets you have in bulk are IRA assets. Then it makes sense.
Deferred Annuities SPDA/FPDA/MVA thumbnail

Deferred Annuities: SPDA/FPDA/MVA

We're talking today about Deferred Annuities and some acronyms that no one knows until you get your policy. SPDA, FPDA, MVA. What the A is that, right? Who knows? I'm going to tell you because you need to know. And it's something in the annuity secret sauce that no one seems to ever address. But of course, yours truly, Stan, the Annuity Man, America's annuity agent, is going to go over all of that today.
Annuity Whisperer: Historical Annuity Rates Do They Even Matter thumbnail

Annuity Whisperer: Historical Annuity Rates Do They Even Matter

Hi there, Stan The Annuity Man, America's annuity agent licensed in all 50 states, aka The Annuity Whisperer. I whisper the facts. So, the question today is, do historical annuity rates even matter?
Annuity Calculator Comparison – Compare TAM to Others thumbnail

Annuity Calculator Comparison – Compare TAM to Others

Today's topic is annuity calculator comparisons. Of course, we have the best annuity calculators on the planet, but some other people out there are trying to provide quotes as well, and that's fine.
401k Rollover to an Annuity thumbnail

401k Rollover to an Annuity

Today, we're talking about rolling your 401K into an annuity. Should you do that? Could you do that? Why should you do that? Somebody's trying to make you do that.
Retirement Planning: Do You Even Need an Annuity thumbnail

Retirement Planning: Do You Even Need an Annuity (PILL & 2 Questions)

What are we talking about today? Retirement planning. Do you even need an annuity? I know you're saying, "What? What did you say? You're Stan the Annuity Man and licensed in all 50 states.
Joint and Survivor Annuity thumbnail

Joint and Survivor Annuity: Qualified and Non-Qualified

I'm glad you joined me for this blog. It's on joint and survivor annuity. And for whatever reason, that verbiage has survived. We're going to talk about it so that Martha and Chester can understand it.
How Do Annuity Payouts Work thumbnail

How Do Annuity Payouts Work?

Someone asked a great question: "How do annuity payouts work?" "Hey, Stan, I thought all annuities were the same. Hey, Stan, this guy on television said, 'I hate all annuities.' Hey, Stan, my broker, advisor, and master of the universe said never to look at annuities."
Annuity RMD: Who Cares Other Than the Ultra Rich thumbnail

Annuity RMD: Who Cares Other Than the Ultra Rich

I saw something the other day where the amount of people whose 401ks and IRAs have gone past a million dollars is a lot, and it is a boatload, as they say.
roth iraannuity are the payments taxed thumbnail

Roth IRA Annuity: Are the payments taxed?

The question of the day is sent in from one of our subscribers from our Stan The Annuity Man YouTube. The question is, "When you said fund from an IRA or other sources, is my understanding correct that funding from a traditional IRA or a Roth IRA is not a taxed event?"