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How Do Annuities Work At Death

How Do Annuities Work At Death

Do annuities work at death? Are there annuities where if you begin to take income or annuitize and then you suddenly pass away that "the bad insurance company" will keep your principal? If so, under what circumstances?What that question is referring to is a structure called life only.
Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Today's topic, we're talking about annuity retirement calculators and using SPIAs, DIAs, and QLAC for inflation, how to do that.
An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

Let’s talk about Single Premium Immediate Annuities, the granddaddy of all annuities, and how that works.
Annuity Examples: What Not to Buy in 2022

Annuity Examples: What Not to Buy in 2022

I’m about to tell you what not to buy in the Annuity life insurance space in 2022 or what to be on the lookout for because the sales pitches are flawed.
Retirement Portfolio: Your Secret Weapon is Annuities

Retirement Portfolio: Your Secret Weapon is Annuities

Today's topic is your retirement portfolio. The secret weapon is annuities. That doesn't mean everybody needs one, but I will explain how annuities can give you peace of mind, that turnkey approach, that lifestyle you're looking for.Think again when you hear people say, "Don't buy an annuity."
Annuity Comparison: Lump Sum vs Reverse Engineer

Annuity Comparison: Lump Sum vs Reverse Engineer

Let's talk about getting quotes on my site, reverse engineering the quote, or lump sum.
Annuity Comparison FIA vs MYGA

Annuity Comparison FIA vs MYGA

I'm glad you joined me today. This is a great topic. We're making annuity comparisons; we’re doing Indexed Annuities, Fixed Index Annuities versus Multi-Year Guarantee Annuities
Retirement Withdrawal Strategies: DIAs

Retirement Withdrawal Strategies: DIAs

Glad you joined me. We're talking today on the ongoing series that we're doing about retirement withdrawal strategies using, in this case, Deferred Income Annuities, DIAs. This should be interesting. DIAs are relatively new. They're the sister, cousin, brother of the Single Premium Immediate Annuity.
8 Annuity Questions You Should Ask Your Financial Advisor

8 Annuity Questions You Should Ask Your Financial Advisor

I’m confident about what I do. I'm America's annuity agent®; I know what I'm talking about. Today's topic is asking your financial advisor about annuities. You should be using me for an annuity; I’m America's annuity agent, licensed in all 50 states; I’m the top agent. I'm the thought leader; I’ve written seven books. I'm the guy.
Retirement Withdrawal Strategies with QLACs

Retirement Withdrawal Strategies with QLACs

Today's topic is retirement withdrawal strategies using QLACs, Qualified Longevity Annuity Contracts, the newest version of annuity types in the country put on the planet in 2014. We will go over how to use that product with your retirement withdrawal strategies.
MYGA Death Benefits Explained

MYGA Death Benefits Explained

he focus today is Multi-Year Guaranteed Annuities and explaining the death benefits. Yes, we do have to explain it because when you're looking at the CD type products, you have to understand how they work and understand when we quote all carriers, why some carriers finish at the top, and how to make a decision that's informed and based on your timeframe.
Top 10 Things I’ve Learned About Retirement Planning

Top 10 Things I’ve Learned About Retirement Planning

These are the top things I've learned about retirement planning in this past year. There are more than 10, but this is the top 10, and we're going to go over each one in detail.
What Are The Disadvantages of Annuities

What Are The Disadvantages of Annuities

What are the disadvantages of annuities? You're saying to yourself, wait a minute, Stan, The Annuity Man, Americas Annuity Agent®. You sell annuities, you're right, and you're talking about the disadvantages of annuities. Yes, there are disadvantages to annuities. We're going to go over some of the main disadvantages, so you don't make a mistake.
Can Inflation be Addressed using Income Riders

Can Inflation be Addressed using Income Riders

Today, we will talk about the cost of living adjustment riders with income riders and products like Immediate Annuities, Deferred Income Annuities, etc.
What You Should Know About Lifetime Income - Retirement Expert Rant

What You Should Know About Lifetime Income - Retirement Expert Rant

Everybody on the planet already has the best inflation lifetime income annuity period, and that’s social security. What I’m saying is you might want to consider adding another lifetime income stream.