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In the pension-less world that most of us live in, Immediate Annuities are becoming more popular as over 10,000 baby boomers reach retirement age every single day. If you love your Social Security payments, then you will also love your Single Premium Immediate Annuity (SPIA) lifetime income stream.

Glad you joined me for today's topic because it is a hot one.

Everyone keeps asking me, “Hey Stan what's in your retirement portfolio? Does the master of the universe, The Annuity Man, America's Annuity agent®, drink the Kool-Aid? Do you buy what you sell?" Huh, good question. We're going to go into all of that.

I'm just going to pat myself, and my team, on the back because I'm going to rave about our process. Now, I have to credit how this has been set up. My CEO and Director of Operations. Very smart, has been in the industry a long time, and has put together the process and the best practices for when you become a client and how you go through that paperwork with us and how it works.

Today's topic is what a Lifetime Income Benefit Rider is? We're going to go over that guarantee for future income. You will understand how it works and if it fits what you're trying to achieve from an income later® standpoint.

Why do you have to buy an annuity? We're going to answer that loaded question. We're going to cover all of the good, the bad, the ugly, the benefits, and the limitations of annuities. Why should you buy an annuity?

Hi there. Stan, The Annuity Man. America's Annuity agent® is licensed in all 50 states. Today's topic is Retirement Withdrawal Strategies. We will talk about Fixed Index Annuities, FIAs, today regarding retirement withdrawal strategies. Fixed Index Annuities are very popular, and often, they're mis-sold, over-hyped, and over-promised.

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts versus DIAs, Deferred Income Annuities. We're going to compare them.

Why should you take a closer look at income riders? Income riders are attachments to some policies. Just hang in there with me; this is important. You're going to hear about income riders, and by the end, you should understand what they do and what they do not do.

Can I get my money out of an annuity without a surrender charge or penalty? Can you take all of your money out of an annuity? Yes, but it depends on the type.

Today's topic is essential. It's about Single Premium Immediate Annuity payouts, which is about the lifetime income stream. So, you need to know how to go about getting the highest contractual guarantee for your situation.

The question is, can I buy an annuity with cash? The short answer is yes, but there’s more to it. Pensions are the albatross that no one talks about because less than 10 percent of the private companies even offer pensions anymore.

Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. MYGAs, Multi-Year Guaranteed Annuities versus Fixed Annuities.

A lot of annuities being sold today have these attached income riders. Sometimes they sound too good to be true. Remember that if it sounds too good to be true, it is every single time without exception. What we're going to do today is explain how these income riders work so you can make an informed decision on your time frame and your terms.

The question is: is an indexed annuity fixed or variable? There's a lot more to it than just the short answer. I would like to go through what a fixed indexed annuity is, an indexed annuity, and a variable annuity and tell the differences in both.