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This topic today is part of the series that we're doing on how to buy an annuity. No, this isn't some veiled sales pitch, but yes, I do sell annuities. Yes, I would love to speak with you to see if an annuity type is right for your specific situation to solve a specific goal, but our How to Buy Annuity series covers specific topics.

Today’s topic is about indexed annuity scams and these back-tested return numbers that seem so good. It’s just pie in the sky. It’s an apple cobbler in the sky; it’s a peach cobbler in the sky. It should be peach cobbler because that’s my favorite dessert of all time, being from the South.

Glad you joined me today.

Today’s topic is a good one, a big one, an important one. What is suitable and appropriate when buying an annuity? It's detailed. I'm going to go through the reasons we have to go through the application process and ask you. There's a method behind the madness, as they say.

So you're looking for the best MYGA annuity rates? You can find the best MYGA rates at stantheannuityman.com. It has live feeds of the best MYGA fixed-rate annuity rates in the country. And you can filter it by your state of residence.

Today we're talking about the tax advantages of a QLAC, a qualified longevity annuity contract. If you don't know about them, you need to know about them. Because I think, in a perfect world, QLACs would be the number one selling product in the country when it comes to annuities. That's the way it should be.

Today, we're talking about annuity returns potential versus contractual unicorns chasing the butterflies or the contractual realities.

The question is, what happens to an annuity if the stock market crashes? Are fixed index annuities good against a stock market crash? What if the insurance company backing it goes under? What's your protection? So let's take them one at a time.

Okay. So how much money do you need? That's a loaded question because how much money do you need from the standpoint of how much money do you need to work with The Annuity Man®, the minimum, and then how much money you need if you need to put in an income floor, also, if you need to fill in a gap for income, et cetera.

So what are your four choices at the end of your MYGA term? Make sure you know your options so you can make the best decision for your specific situation. Let’s go.

So you're looking for income, and you want to know the difference between a lifetime income benefit rider and what's called annuitization. An annuitization means creating payments. With 10,000 baby boomers retiring every day, most people are looking for income and contractual guarantees.

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts, versus DIAs, Deferred Income Annuities. We are going to compare them. We're going to talk about how they differ, how they're the same, why you should look at them, and why you shouldn't look at them. In other words, the brutal facts, because, as you know, I'm the walking middle finger of annuity truth.

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts, versus DIAs, Deferred Income Annuities. We are going to compare them. We're going to talk about how they differ, how they're the same, why you should look at them, and why you shouldn't look at them.

Today, we're going to talk about the benefits that only annuities offer, and there's two unique benefits that we're going to talk about and go into detail and why it matters and why I think it's important as you consider an annuity in your portfolio.

So you're shopping for the highest MYGA rates? Let's talk about how to find the best and highest MYGA rates because that's how you need to look at them. You need to find the best rates available for your specific situation. For the record, Multi-year guarantee annuities are also known as MYGAs.