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Best Long-Term Investment Strategies thumbnail

Best Long-Term Investment Strategies

Today we're talking about the best long-term investment strategies. I recently had a guest on my podcast called Fun with Annuities®. It comes out every Tuesday on all major podcast platforms.
What's New With QLACs in 2023

What's New With QLACs in 2023

Today we're discussing what's new with QLACs in 2023. QLACs were put on the planet in 2014 and can be used with IRA-qualified type assets.
Retirement Income Gap The Real Deal

Retirement Income Gap The Real Deal

What's the real deal about the retirement income gap? I keep reading this, and I keep seeing these titles. What does all of that mean? How does it apply to me?
How Annuities Are the Best Offense for Diminished Capacity Retirement Planning

How Annuities Are the Best Offense for Diminished Capacity Retirement Planning

Today's topic is a good one and a sensitive one.
Annuity Examples Annuity Ladders

Annuity Examples Annuity Ladders

Today we'll talk about annuity examples and look at annuity laddering strategies. "Ladder? What are you talking about?" Yeah, annuity laddering strategies.
Retirement Withdrawal Strategies With Annuities

Retirement Withdrawal Strategies With Annuities

Today's topic is a good one. We're talking about retirement withdrawal strategies using annuities. I'm going to talk about withdrawal strategy, history, and what the pitches are because I used to work for all the major firms.
Are RMDs Your Forced Annuity thumbnail

Are RMDs Your Forced Annuity

Today's topic is a good one. Are RMDs, Required Minimum Distributions? Let's talk about the requirement for distributions. When you turn 72, the IRS comes up to you from behind, and you don't know they're there.
Annuity Payout Rates vs. Interest Rates

Annuity Payout Rates vs. Interest Rates

People are like, "Hey Stan, what are the rates, and what are the best? What type of annuity are you talking about? Are you talking about interest rates?
4 Legs Of The Retirement Income Stool

4 Legs Of The Retirement Income Stool (SPIA, DIA, QLAC, Income Rider)

Today's topic's a good one. What are the four legs of the retirement income stool? Think of a stool, a retirement income stool with four legs.
Adjusting for Inflation With a MYGA

Adjusting for Inflation With a MYGA

I'm amped; I’m ready to go. I feel good because we have a good topic today about Multi-Year Guarantee Annuities and how they solve for inflation, how they can solve for inflation, and at least address it pragmatically and contractually.
Picking Apart Barron’s Top Annuities List

Picking Apart Barron’s Top Annuities List

Annuities pros and cons. We’ll pick apart the Barron's Annuity list, which is an annual thing they put in their publication. They call it the Gold Standard, looking at annuities. Barron's article makes me scream at the top of my lungs, even though they have quoted me numerous times in the past.
Annuities Explained by Age

Annuities Explained by Age 18-34, 35-54, 55-64, 65+

Today we are talking about the ages that you need to purchase an annuity.
Transferring a Maturing CD to a MYGA

Transferring a Maturing CD to a MYGA

Today’s topic is transferring a maturing CD certificate of deposit into an MYGA. Should you do that? Could you do that? Can you do that? How can you do that? Is it suitable? Is it appropriate? Those are all good questions.
Annuities Explained – Fixed Annuity vs. Variable Annuity

Annuities Explained – Fixed Annuity vs. Variable Annuity

Let’s talk about Fixed Annuities versus variable annuities, which I love to talk about.
What Is A 1035 Exchange Transfer

What Is A 1035 Exchange Transfer

For people that enjoy reading the IRS tax code in their spare time, I would encourage you to flip to section 1035 and read about life insurance and annuity transfers. For those of you with a life, just let me explain the important details, so it’s easy to understand.