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Can I get my money out of an annuity without a surrender charge or penalty? Can you take all of your money out of an annuity? Yes, but it depends on the type.

Today's topic is essential. It's about Single Premium Immediate Annuity payouts, which is about the lifetime income stream. So, you need to know how to go about getting the highest contractual guarantee for your situation.

The question is, can I buy an annuity with cash? The short answer is yes, but there’s more to it. Pensions are the albatross that no one talks about because less than 10 percent of the private companies even offer pensions anymore.

Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. MYGAs, Multi-Year Guaranteed Annuities versus Fixed Annuities.

A lot of annuities being sold today have these attached income riders. Sometimes they sound too good to be true. Remember that if it sounds too good to be true, it is every single time without exception. What we're going to do today is explain how these income riders work so you can make an informed decision on your time frame and your terms.

The question is: is an indexed annuity fixed or variable? There's a lot more to it than just the short answer. I would like to go through what a fixed indexed annuity is, an indexed annuity, and a variable annuity and tell the differences in both.

Today's topic is deferred income annuity pros and cons. This is a big one because, with every annuity type, there are limitations and benefits, and I'm going to explain them to you so you can make an excellent decision whether a deferred income annuity fits you or not.

Good topic today, how to choose an annuity.

Everybody is asking me this, how do interest rates affect annuities? Now, you just can't say they affect all annuities the same way because there are different types of annuities. What we're going to do is we're going to go through every single type that's out there, and I'm going to tell you precisely how interest rates affect each one of them.

What is a single premium immediate annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We're going to go through the details of how you can make that decision.

Today's topic is what a QLAC, qualifying longevity annuity contract, is? A relatively new offering from the annuity industry. We're going to cover a lot today on qualifying longevity annuity contracts. I'm also going to call them QLAC. What is a QLAC? What do they solve for? What's the history of a QLAC? We are going to go over all of that.

Today's topic is how annuity companies make money on fixed index annuities. There is a lot of misinformation out there, and I'm going to try to make it very simple for you to understand why the annuity companies have significant buildings. They're smart.

Today, we're going to talk about what type of annuity is best. Now, disclaimer, we might get to the end of the road when you and I are talking and come to a realization that no annuity type is best. Annuities are not for everyone. There are many types, and we’re going to talk about them.

Today's topic is SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your own quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.

Everyone asks me whether it is possible to time the purchase. Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type? Of course, everyone that's in the market, the stock market, or anything like that, you've been trained to try to time it. Can you do that with annuities?