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How Much Income Do I Need in Retirement?

How Much Income Do I Need in Retirement?

So, how much income do I need, you need, we need, all of us need in retirement? Never ask anyone that question except Stan The Annuity Man, because that is a layup for most salespeople. They'll try to sell you something.
Annuity Payout Rates vs. Interest Rates

Annuity Payout Rates vs. Interest Rates

Today's topic is a very good one and important. Annuity rates versus payout rates. Is there a difference, Stan? You're darn right there's a difference. You know what else is different? This really smooth Adidas T-shirt that I got from my PR team.
Are RMDs Your Forced Annuity?

Are RMDs Your Forced Annuity?

Today's topic is a good one. Are RMDs (Required Minimum Distributions) a forced annuity? I mean, should Stan The Annuity Man, America's annuity agent, should I look at my RMDs as a forced annuity type of income stream?
Retirement Expert Rant: What I Love About MYGAs

Retirement Expert Rant: What I Love About MYGAs

Today's topic is what I love about MYGAs, Multi-Year Guarantee Annuities. Yes, I'm wearing the "I Heart Annuity Haters" shirt today. People love it. Well, a lot of people say, "I hate all the annuities, Stan. I hate them because this guy said it in a print ad." Come on, man.
Lottery Payout Options — Annuity or Lump Sum?

Lottery Payout Options — Annuity or Lump Sum?

Today's topic is lottery payout options. Do you take the lump sum, or do you take the annuity payment? Now, I'm going to cover that in a couple of ways, as only Stan The Annuity Man can.
Inflation Annuities: Should You Address It Now or Later?

Inflation Annuities: Should You Address It Now or Later?

Hello America. Stan The Annuity Man. America's annuity agent, licensed in all 50 states, including yours. Before we start talking about inflation annuities, should you address it now or later?
Is an Annuity Affected by the Stock Market?

Is an Annuity Affected by the Stock Market?

Hey, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. This is a big question because people get confused about annuities in the stock market.
How Do Annuity Payouts Work? (TAM Classic)

How Do Annuity Payouts Work? (TAM Classic)

Hi there. Stan The Annuity Man, American's annuity agent licensed in all 50 states. Today's question is a great one: How do annuity payouts work? Hey, Stan, I thought all annuities were the same. Hey, Stan, this guy on television said, "I hate all annuities."
Is an Indexed Annuity Fixed or Variable?

Is an Indexed Annuity Fixed or Variable?

The question today is, is an Indexed Annuity fixed or variable? Short answer, fixed, but there's a lot more to it than just that. What I would like to do is go through what a fixed indexed annuity, Indexed Annuity, and a Variable Annuity are and tell you the differences between both.
Do Annuity Companies Keep the Money When I Die?

Do Annuity Companies Keep the Money When I Die?

Today's question is, do annuity companies keep the money when you die? I always get this question and the statement, "I'd never buy an annuity because they keep the money. I don't like that." Well, I blame the annuity industry for that phrase.
Fixed Index Annuities Pros and Cons (TAM Classic)

Fixed Index Annuities Pros and Cons (TAM Classic)

Hi there. Stan The Annuity Man, America's annuity agent. I'm so glad you joined me for today's topic, Fixed Indexed Annuities Pros and Cons.
Annuity Products: Are They a Commodity?

Annuity Products: Are They a Commodity?

Hi, I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. I'm the number one guy here, and my approach to annuities is completely different from most agents. I only look at annuities for what they will do, not what they might do.
Retirement Income Planning Using Annuities

Retirement Income Planning Using Annuities

Stan The Annuity Man, America's annuity agent, licensed in all 50 states, and, yes, this is not a drill. We're talking about retirement income planning using annuities.
Annuities Explained by Age (TAM Classic)

Annuities Explained by Age (TAM Classic)

Hi there. Stan The Annuity Man, America's annuity agent. I'm passionate about annuities, but I'm also passionate about why you should own an annuity. One thing I'm even more passionate about is the age at which you need to purchase an annuity.
Retirement Calculator: Is Your 401(K) Enough?

Retirement Calculator: Is Your 401(K) Enough?

We need to talk about your 401k. Is that enough for you to retire on? How do we know? How do we go about figuring that out?