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October 16, 2025
The 4 Things Annuities Actually Solve For: The P.I.L.L.
Understand the P.I.L.L. framework. Learn the 4 real problems annuities solve: principal protection, lifetime income, legacy, and long-term care.
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Article
The 4 Things Annuities Actually Solve For: The P.I.L.L.
Understand the P.I.L.L. framework. Learn the 4 real problems annuities solve: principal protection, lifetime income, legacy, and long-term care.
Learn More
Article
Why Principal Protection Beats Market Chasing in Retirement
See why principal protection matters more than chasing returns in retirement. Learn how guarantees secure income and safeguard your savings.
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Article
Making Annuities Great Again
Making annuities great again means cutting sales hype, focusing on guarantees, and using the P.I.L.L. framework to secure retirement.
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Article
March 3, 2025
What Happens To An Annuity When You Die?
What happens to an annuity when you die? First of all, you're dead. Who cares? But that's not a good answer, is it? I don’t think that’s why you’re here.
Article
March 2, 2025
Are There Required Minimum Distributions for Annuities?
Today, we will talk about Required Minimum Distributions (RMDs) and annuities, including how they work and how they all tie together.
Article
February 27, 2025
Lifetime Income Annuity: How the Defer to SPIA Strategy Works
Today, we’re talking about lifetime income annuities and my favorite strategy, the Defer to SPIA strategy—one the annuity industry absolutely hates. But hey, if they hate it, maybe you’ll like it.
Article
February 24, 2025
Traditional IRA vs. Annuity: How QLACs and DIAs Have an Impact
Let's talk about traditional IRAs, annuities, QLACs, DIAs, and all that good stuff. We will go over it in detail because you might think it's easy and everyone understands it—but no.
Article
February 23, 2025
Annuities and Taxes
The CPA world is split—half love me for it, the other half, the ones trying to sell annuities and do taxes, hate me. However, the bottom line is that if you need tax advice, you need to see a CPA or a tax lawyer.
Article
February 20, 2025
Pension Fund or Retirement Annuity: How Each Work
Pension fund or retirement annuity—what's better? We're going to find out and answer the questions to help you make an informed and rational decision.
Article
February 17, 2025
Multi-Year Guarantee Annuity Definition
Okay, so you must be a CD buyer. Are you a CD buyer? Because if you are, you will love Multi-Year Guarantee Annuities (MYGAs).
Article
February 16, 2025
Is the 4% Rule Dead?
Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm so happy you're here for this one because this is a big topic: the 4% rule is dead.
Article
February 13, 2025
Retirement Expert Rants on Annuity Sales Pitches
Hi, my name is Stan The Annuity Man, America's Annuity Agent. I've got to rant about something today. I've done this in the past and received both positive and negative comments about it.
Article
February 10, 2025
Retirement Expert Rants: Made-Up FIA Indexes
Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.
Article
February 9, 2025
Are Annuities Really Guaranteed?
Hi there, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question of the day is a good one: Are annuities really guaranteed?
Article
February 6, 2025
Retirement Expert Rants: People Don't Even Know What They Are Buying
Why am I ranting? Because I'm encountering too many people who don't even know what they've bought. And it's not just Index Annuities; that's an easy one.
Article
February 2, 2025
Which Is Better: Mutual Fund vs. Annuity
Today's topic is a good one: which is better, a mutual fund or an annuity? You might be thinking, "Wait a minute, Stan, that's an easy one," but it's not. I'll explain the details after this.
Article
January 30, 2025
How to Calculate an Annuity and Run the Right Quotes
How do you calculate an annuity and get the right quotes? First things first, you need to figure out if you need an annuity at all. And then, if you do, what type works best?
Article
January 27, 2025
Deferred Annuity: What, Why and Who Should Care
We're here today to talk about Deferred Annuities. What are they? When should you consider them? Who should buy one? These are very good questions, and we're going to go through the details.
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