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Is It Possible to Time an Annuity Purchase?

Is It Possible to Time an Annuity Purchase?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question that everyone has been asking me is, is it possible to time the purchase of an annuity? Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type?
Who Sells Hybrid Annuities?

Who Sells Hybrid Annuities?

The question is, who sells hybrid annuities? Let me rephrase that. Who sells Indexed Annuities? The word hybrid is overused in the industry to sell Indexed Annuities because they're Indexed Annuities. I don't know why they're creating another word. Oh, by the way, I'm Stan The Annuity Man, if you hadn't caught that, America's annuity agent.
What Is a Pension Annuity and How Does It Work?

What Is a Pension Annuity and How Does It Work?

What is a pension annuity and how does it work? Can you believe where you're sitting? You're sitting there doing research on annuities! Who thought it would come to this? By the way, kudos for that because you need to know what you're buying. So, let's talk about pension annuities and how they work.
Annuity Calculator Secrets and Tips

Annuity Calculator Secrets and Tips

Today's topic is a very good one. It's about annuity calculators and secrets and tips. Secrets and tips from Stan The Annuity Man of all people. We're going to go over all the calculators, all the ones that we offer on our site, and I'm going to give you my secrets and my tips.
Why People HATE Stan The Annuity Man

Why People HATE Stan The Annuity Man

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states, top independent agent in the country. I'm so glad you're here. The topic today is a great one. Why people hate Stan The Annuity Man.
Who Pays Annuity Commissions?

Who Pays Annuity Commissions?

Hey, Stan The Annuity Man here, America's annuity agent, with one of the great questions of all time when it comes to annuities. Who pays annuity commissions? I mean, you're talking about some games being played with this answer out there. I get people calling me all the time and telling me what they've been told about when the question is asked, who pays annuity commissions?
Retirement Withdrawal Strategy: Income Riders

Retirement Withdrawal Strategy: Income Riders

We're talking about retirement withdrawal strategies using Income Riders. We'll talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, good and bad, about Income Riders, the limitations, and the benefits.
Life With Installment Refund Annuity Option

Life With Installment Refund Annuity Option

We're here to discuss the Single Premium Immediate Annuity structure, single life with installment refund. What the heck does that mean, Stan The Annuity Man? Well, I'm here to tell you, and I'm going to tell you, but I'm also going to talk about not only single life with installment refund but how it compares to all of the other structuring choices.
401(k) Annuity: How Does It Work?

401(k) Annuity: How Does It Work?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. That's including yours. Today, we're talking about 401K annuities. Annuities inside of 401Ks, 401Ks going to an annuity. That's what we'll talk about, but let's digress a tad.
What Percentage of Your Portfolio Should Be in Annuities?

What Percentage of Your Portfolio Should Be in Annuities?

Let's talk about what you're interested in, which is what percentage of your portfolio should be in annuities? Really good question. No perfect answers. And if anyone's given you a percentage, they have no clue what they're talking about. Now that's the short answer.
Deferred Income Annuity Quotes

Deferred Income Annuity Quotes

You wanted to know about Deferred Income Annuity quotes, also called Longevity Annuities. The paparazzi and the journalists in the financial world love to call them Longevity Annuities because they solve for longevity and they solve for you, not outliving your money. So, in the short answer to your question about getting the quotes, use our Annuity Calculators to get your quote.
5 Dumbest Annuity Questions According to The Annuity Man Part 2

5 Dumbest Annuity Questions According to The Annuity Man Part 2

Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm following up on what I was trying to finish the last time, which is the 10 dumbest annuity questions on the planet that have been asked to Stan The Annuity Man, the official scorekeeper of the annuity industry because I'm America's Annuity Agent.
Are Hybrid Annuities Safe?

Are Hybrid Annuities Safe?

Are hybrid annuities safe? First of all, the short answer is they are a Fixed Annuity, and they are safe from a principal protection standpoint. But a bigger question is, you didn't come up with the word hybrid. Somebody used that in a sales pitch to you and said the word hybrid, which made you type in hybrid, which made you read this blog.
Long-Term Care Annuity: How Do LTC Riders Work?

Long-Term Care Annuity: How Do LTC Riders Work?

Old age is tough; old age is terrible. I always tell people with long-term care when they can't do two of the six daily functions in life when they qualify for it, which is feed themselves, clothe themselves, and bathe themselves; I mean, life stinks. Am I right? Does life stink when you can't do that?
5 Dumbest Annuity Questions According to The Annuity Man Part 1

5 Dumbest Annuity Questions According to The Annuity Man Part 1

Hi there. Stan, The Annuity Man, America's annuity agent licensed in all 50 states. This is a great topic, the 10 dumbest questions ever asked to Stan The Annuity Man. I'm going to tell you right now; it took a while to cull it down to 10. There are some gems that are out there, and I blame the annuity industry. It's not you, it's not your fault. It's not the consumer's fault.