Pension-Fund-or-Retirement-Annuity:-How-Each-Work

Pension Fund or Retirement Annuity: How Each Work

Pension fund or retirement annuity—what's better? We're going to find out and answer the questions to help you make an informed and rational decision.
Guaranteed-Lifestyle-Income

Guaranteed Lifestyle Income

Annuities, as a category, are the only financial product that provides income as long as you are breathing. There's no return on investment (ROI) until you die.
Multi-Year-Guarantee-Annuity-Definition

Multi-Year Guarantee Annuity Definition

Okay, so you must be a CD buyer. Are you a CD buyer? Because if you are, you will love Multi-Year Guarantee Annuities (MYGAs).
Is-the-4%-Rule-Dead?

Is the 4% Rule Dead?

Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm so happy you're here for this one because this is a big topic: the 4% rule is dead.
Retirement-Expert-Rants-on-Annuity-Sales-Pitches

Retirement Expert Rants on Annuity Sales Pitches

Hi, my name is Stan The Annuity Man, America's Annuity Agent. I've got to rant about something today. I've done this in the past and received both positive and negative comments about it.
Annuity-Companies-vs-Banks

Annuity Companies vs Banks

Today, we’re discussing how annuity companies aren’t smarter than banks. They’re just more regulated. Let me tell you a little story.
Retirement-Expert-Rants:-Made-Up-FIA-Indexes

Retirement Expert Rants: Made-Up FIA Indexes

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.
Are-Annuities-Really-Guaranteed?

Are Annuities Really Guaranteed?

Hi there, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question of the day is a good one: Are annuities really guaranteed?
Retirement-Expert-Rants:-People-Don't-Even-Know-What-They-Are-Buying

Retirement Expert Rants: People Don't Even Know What They Are Buying

Why am I ranting? Because I'm encountering too many people who don't even know what they've bought. And it's not just Index Annuities; that's an easy one.
Strategies-for-Future-Income

Strategies for Future Income

Future income or income later is when I ask two questions: What do you want the money to contractually do? And when do you want those contractual guarantees to start?
IRA-Annuity:-How-Does-It-Work?

IRA Annuity: How Does It Work?

First of all, is there such a thing as an IRA annuity? Not really. But many people ask about it, so I thought I’d cover it here on The Annuity Man's website.
Which-Is-Better:-Mutual-Fund-vs.-Annuity

Which Is Better: Mutual Fund vs. Annuity

Today's topic is a good one: which is better, a mutual fund or an annuity? You might be thinking, "Wait a minute, Stan, that's an easy one," but it's not. I'll explain the details after this.
How-to-Calculate-an-Annuity-and-Run-the-Right-Quotes

How to Calculate an Annuity and Run the Right Quotes

How do you calculate an annuity and get the right quotes? First things first, you need to figure out if you need an annuity at all. And then, if you do, what type works best?
The-Reality-of-Inflation:-Shootin'-It-Straight-With-Stan

The Reality of Inflation: Shootin' It Straight With Stan

I have a controversial topic that's either going to make you mad, make you think, or both. Hopefully, it will be both because I want you to get a little mad about this.
Deferred-Annuity:-What,-Why-and-Who-Should-Care

Deferred Annuity: What, Why and Who Should Care

We're here today to talk about Deferred Annuities. What are they? When should you consider them? Who should buy one? These are very good questions, and we're going to go through the details.