Get Smarter

Fixed Index Annuities are not securities. They are state-regulated insurance products designed for principal protection.

Fixed Index Annuities are not investments. They are fixed insurance products that may fit when lifetime income is the goal.

Fixed Index Annuities offer principal protection and can be used for lifetime income, but the biggest downside is how they are often sold.

Indexed Annuities are fixed annuities designed to compete with CD returns and are commonly used as a vehicle for Income Riders.

Indexed Annuities are fixed annuities created to compete with CDs, but they are often overhyped and misunderstood due to how they are sold.

Learn the real difference between Fixed Annuities and Fixed Index Annuities, how each protects your principal, and why their guarantees are not the same.

Learn how Fixed Index Annuities work, their benefits, risks, and if FIAs are the right retirement income strategy for your future.

Learn the truth about inflation-adjusted annuities, COLA riders, and Indexed Annuities so you can make informed decisions for retirement income.

Fixed Index Annuities are often misunderstood, overhyped, and oversold. This breaks down when they make sense and when they don’t.

Let’s talk about Fixed Indexed Annuities. What are they? When should you buy one? Why should you buy one? What’s all the hype? Why is everyone I meet trying to sell me a Fixed Indexed Annuity?

I'm glad you joined me today. We have a great topic: annuity comparisons. We're diving into Indexed Annuities, Fixed Indexed Annuities (FIAs), versus Multi-Year Guarantee Annuities (MYGAs).

Disadvantages of Fixed Index Annuities

Today's topic is FIAs: The Real Story. We get a lot of calls about this because people are getting sales pitches that sound too good to be true—because they are.

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.

Fixed Index Annuities are often oversold. Here’s a clear breakdown of how they work, what’s guaranteed, and what’s commonly misunderstood.