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Now, let’s talk about what we’re going to go over. It’s a lot, but I’m going to be very succinct and informational, and at the end, you'll know what a QLAC does and if you actually need a QLAC or want to get quotes.

Welcome to Shooting It Straight With Stan. I am your host, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. So glad you joined me for this topic, which is a good one.

Let’s talk about Fixed Indexed Annuities. What are they? When should you buy one? Why should you buy one? What’s all the hype? Why is everyone I meet trying to sell me a Fixed Indexed Annuity?

Disadvantages of Fixed Index Annuities

Today's topic is FIAs: The Real Story. We get a lot of calls about this because people are getting sales pitches that sound too good to be true—because they are.

Today, we're talking about annuities in the stock market. I've about had it, okay? When people start comparing annuities with the stock market, especially with all the volatility we're going through right now, I think we can just shut all this down once and for all.

Today, we're talking about annuity withdrawals and everything you need to know by going through specific annuity types.

Today, we're talking about how to choose annuities. With so many types out there, how do you decide? A lot of people say, "I hate all annuities." That's like saying you hate all restaurants, trucks, shoes, or socks.

Today's topic is the cost of waiting to purchase an annuity. Now, I know what you're thinking, “Wait a minute, Stan. That sounds like a sales pitch. Are you pushing me to buy now?

What happens to an annuity when you die? First of all, you're dead. Who cares? But that's not a good answer, is it? I don’t think that’s why you’re here.

Today, we will talk about Required Minimum Distributions (RMDs) and annuities, including how they work and how they all tie together.

Today, we’re talking about lifetime income annuities and my favorite strategy, the Defer to SPIA strategy—one the annuity industry absolutely hates. But hey, if they hate it, maybe you’ll like it.

Income Strategies Before Social Security

Let's talk about traditional IRAs, annuities, QLACs, DIAs, and all that good stuff. We will go over it in detail because you might think it's easy and everyone understands it—but no.

The CPA world is split—half love me for it, the other half, the ones trying to sell annuities and do taxes, hate me. However, the bottom line is that if you need tax advice, you need to see a CPA or a tax lawyer.