Get Smarter

Longevity Annuity: How Does It Work?

Some wealthy people use annuities, not for growth, but to transfer risk, protect assets, and guarantee income for the people they care about.

Light switch income guarantees let you control when annuity payouts begin. Learn how this flexible feature works for retirement planning.

Learn how to calculate taxable income on an annuity, including what portions are taxed and how to avoid unexpected IRS surprises in retirement.

An annuity income rider guarantees lifetime payouts. Learn how it works, what it costs, and when it makes sense for retirement income planning.

Pensions and annuities both create lifetime income, but who backs the guarantee and how flexible it is makes all the difference.

We’re talking about clients who worry about running out of money and wonder if they have enough. This is one of the issues that my team solves every single day. We make sure the contractual guarantees are in place.

Today, we’re diving into Multi-Year Guarantee Annuities (MYGAs), the annuity industry's version of a CD. A lot of people say, "I hate all annuities, Stan."

Does the 4% Rule Still Work for Retirement Income Planning? We will discuss the 4% rule and how very smart people have factually and academically destroyed it.

An annuity and an IRA are not the same thing. One is a contract, the other is an account type, and confusing the two leads to bad decisions.

We’re talking about how annuity companies make money on Fixed Indexed Annuities. We’re going to cover a lot of things: What is a Fixed Indexed Annuity? What does it solve for? How does it work?

Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.

Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?

Today's topic is Avoiding Common Pitfalls With Annuity Purchases, which comes from the calls my team receives. They shared examples of things people could have avoided.

Two different annuity structures can create lifetime income, but they work very differently. This explains how Income Riders and annuitization compare, without the sales pitch.