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Long-Term-Care-Riders-on-Annuities-What-They-Really-Are-and-What-They-Are-Not

February 26, 2026

Long-Term Care Riders on Annuities: What They Really Are and What They Are Not

Many agents market long-term care riders on annuities as guaranteed coverage. Here’s what those riders actually do, how confinement care works, and why true long-term care insurance requires underwriting.

Long-Term-Care-Riders-on-Annuities-What-They-Really-Are-and-What-They-Are-Not

Long-Term Care Riders on Annuities: What They Really Are and What They Are Not

Many agents market long-term care riders on annuities as guaranteed coverage. Here’s what those riders actually do, how confinement care works, and why true long-term care insurance requires underwriting.

Annuity-vs-Investment-Annuity-Suitability

Annuity vs Investment: Annuity Suitability

Annuities are contractual guarantees that transfer risk, while investments absorb volatility for potential returns. Suitability depends on what you are solving for.

Annuity-Income-Plan-Annuities-vs-Investment

Annuity Income Plan: Annuities vs Investment

An annuity income plan starts with the guarantees you already own. Learn how Social Security, pensions, RMDs, and lifetime income annuities work together to create a secure income floor for retirement.

Why-The-Annuity-Man-Tells-You-to-Focus-on-Guarantees-Not-Hype

October 2, 2025

Why The Annuity Man Tells You to Focus on Guarantees, Not Hype

Skip the sales hype. Learn why Stan The Annuity Man says annuities should only be bought for contractual guarantees, not empty promises.

You-Already-Own-2-Annuities-Here’s-Why

Shootin’ It Straight with Stan®

October 1, 2025

You Already Own 2 Annuities (Here’s Why)

You already own annuities through Social Security and RMDs. Learn why these guarantees matter and how they shape your retirement income.

MYGA-Rates-Explained:-How-to-Lock-in-the-Best-Fixed-Annuity-Guarantees

September 29, 2025

MYGA Rates Explained: How to Lock in the Best Fixed Annuity Guarantees

Learn how MYGA rates work, how they compare to CDs and Treasuries, and how to lock in the best guaranteed returns for retirement.

Lump Sum-or-Pension-Annuity?-How-to-Decide-for-Retirement

September 28, 2025

Lump Sum or Pension Annuity? How to Decide for Retirement

Lump sum vs. annuity pension: learn how to compare offers, secure lifetime income, and choose the best option for your retirement.

Will-More-Money-Actually-Make-You-Happier-in-Retirement?

Shootin’ It Straight with Stan®

September 24, 2025

Will More Money Actually Make You Happier in Retirement?

Would more money really change your life? Discover why securing income and living off interest may matter more than chasing returns.

Why-Immediate-Annuities-Still-Work-in-2025-And-Always-Have

September 22, 2025

Why Immediate Annuities Still Work in 2025 (And Always Have)

Discover why Single Premium Immediate Annuities (SPIAs) are still one of the best ways to secure guaranteed lifetime income in 2025. Simple, safe, proven.

The-Truth-About-Annuities-Expectations-vs-Reality

September 21, 2025

The Truth About Annuities: Expectations vs Reality

Annuity expectations vs. reality: uncover sales myths, real guarantees, and how annuities truly fit into retirement planning.

Can-You-Get-a-Loan-from-an-Annuity?-2025-Guide-to-Annuity-Loans

September 18, 2025

Can You Get a Loan from an Annuity? (2025 Guide to Annuity Loans)

Thinking about taking a loan from your annuity? Learn why annuity loans are rarely a good idea, the risks involved, and better alternatives to access your money.

The-Retirement-Income-Rule-You-Can’t-Ignore

Shootin’ It Straight with Stan®

September 17, 2025

The Retirement Income Rule You Can’t Ignore

Discover the retirement income rule you can’t ignore: never touch the principal. Learn how to earn income while keeping savings safe.

How-Annuities-Protect-You-from-Market-Volatility

September 14, 2025

How Annuities Protect You from Market Volatility

Learn how annuities protect you from market volatility. Discover how MYGAs, SPIAs, DIAs, and QLACs provide principal protection and lifetime income.

What-Is-a-SPIA?-A-2025-Guide-to-Single-Premium-Immediate-Annuities

September 11, 2025

What Is a SPIA? A 2025 Guide to Single Premium Immediate Annuities

Learn how a SPIA works, payout options, pros and cons, and see what a $100K investment can generate in guaranteed retirement income.

Keep-Your-Powder-Dry-Annuity-Income-Planning:-Shootin'-It-Straight-With-Stan

Shootin’ It Straight with Stan®

September 11, 2025

Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan

One of the biggest fallacies in annuity land is people getting different information from the internet, their advisors (who often know nothing about annuities), or financial journalists (who, in most cases, know nothing about annuities).

Why-the-Perfect-Annuity-Is-a-Myth

Shootin’ It Straight with Stan®

September 10, 2025

Why the “Perfect Annuity” Is a Myth

The perfect annuity doesn’t exist. Learn why all annuities have limits, how Social Security fits in, and what guarantees really matter.

What-Is-a-MYGA-Multi-Year-Guaranteed-Annuity-Guide-2025

September 8, 2025

What Is a MYGA Multi-Year Guaranteed Annuity Guide (2025)

What is a MYGA? Learn how Multi-Year Guaranteed Annuities work, their benefits, tax deferral, and if they’re right for your retirement.

MYGA-vs-CD:-Which-is-Right-for-You?

September 7, 2025

MYGA vs CD: Which is Right for You?

MYGA vs CD: Which is Right for You?

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Join a thriving community of Annuity owners.