April 11, 2024
MYGA vs. Fixed Annuity
Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?
Income Riders Attached to Fixed Indexed Annuities
This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?
August 22, 2022
How Does A Fixed Index Annuity Work
Hot topic. How does a Fixed Indexed Annuity work? Some people think it is the too good to be true product. I’m here to set the facts straight. A typical call I get is, "Hey, Stan, The Annuity Man®, I went to this seminar. I got this nice invitation in the mail, and we got the steak dinner.
July 28, 2022
How To Get Out of a Fixed Annuity
So the question is, how to get out of a fixed annuity? The easy answer is to die, but that's not a very good strategy and undoubtedly not replicable. I love it when people use the word "annuity" as all-encompassing. There are so many different types. So let's just look at the fixed annuity types.
July 19, 2022
Mr. FIA-X: The Truth About Current Fixed Index Annuities
Mr. FIA-X is one of the most popular guests on my Fun With Annuities podcast because he is an indexed annuity insider, truth teller, and factual flame thrower. He has unique and high-level insights into what’s happening in the FIA industry.
June 21, 2022
You Won The Game! Why Are You Still Playing?: Shootin' It Straight with Stan®
Today's topic's a good one. If you've won the game, then why are you still playing? I was on a call the other day, and yes, you can schedule a call with me at theannuityman.com. You can also run quotes on our proprietary calculators and get my books and watch videos and all that stuff.
February 3, 2022
Retirement Withdrawal Strategies With FIAs
Hi there. Stan, The Annuity Man. America's Annuity agent® is licensed in all 50 states. Today's topic is Retirement Withdrawal Strategies. We will talk about Fixed Index Annuities, FIAs, today regarding retirement withdrawal strategies. Fixed Index Annuities are very popular, and often, they're mis-sold, over-hyped, and over-promised.
January 10, 2022
Is An Index Annuity Fixed Or Variable
The question is: is an indexed annuity fixed or variable? There's a lot more to it than just the short answer. I would like to go through what a fixed indexed annuity is, an indexed annuity, and a variable annuity and tell the differences in both.
December 30, 2021
How Do Interest Rates Affect Annuities
Everybody is asking me this, how do interest rates affect annuities? Now, you just can't say they affect all annuities the same way because there are different types of annuities. What we're going to do is we're going to go through every single type that's out there, and I'm going to tell you precisely how interest rates affect each one of them.
December 28, 2021
089 Mr. FIA-X: The Empty Promises Behind Fixed Index Annuities
Back by popular demand once again, Mr. FIA-X joins me on Fun With Annuities episode #89. Without a doubt, he is one of the most popular guests I have on because people are so interested in the FIA (aka: Fixed Indexed Annuity) topic and want to know the brutal truth.
December 20, 2021
How Do Insurance Companies Make Money On Fixed Index Annuities
Today's topic is how annuity companies make money on fixed index annuities. There is a lot of misinformation out there, and I'm going to try to make it very simple for you to understand why the annuity companies have significant buildings. They're smart.
September 6, 2021
How Annuity Companies Make Money
So, annuity companies, how do they make money? There's a reason that annuity companies have significant buildings and that they do very, very well. Why? It's because they know when we're going to die. Property and casualty companies, however, don't know when the hurricane's going to hit. They don't know when the tornado's going to hit.
August 10, 2021
069 Mr. FIA-X: More Index Annuity Secrets
Mr. FIA-X joins us again on the Fun With Annuities podcast for episode #69 this week to reveal the secrets of how the “annuity sausage” is made. His first appearance set records for listeners and viewers, and the demand for more of his insights was overwhelming.
August 2, 2021
How The Stock Market Affects Annuities
Is an annuity affected by the stock market? The stock market and annuities are giant topics, and some are affected by the stock market, and some aren't. We're going to go through every single type of annuity, single premium, immediate annuities, deferred income annuities, QLACs, multi-year guarantee annuities, index annuities, variable annuities, all of them.