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Deferred Income Annuities: Pros And Cons

Deferred Income Annuities: Pros And Cons

Today's topic is deferred income annuity pros and cons. This is a big one because, with every annuity type, there are limitations and benefits, and I'm going to explain them to you so you can make an excellent decision whether a deferred income annuity fits you or not.
How To Choose An Annuity

How To Choose An Annuity

Good topic today, how to choose an annuity.
How Do Interest Rates Affect Annuities

How Do Interest Rates Affect Annuities

Everybody is asking me this, how do interest rates affect annuities? Now, you just can't say they affect all annuities the same way because there are different types of annuities. What we're going to do is we're going to go through every single type that's out there, and I'm going to tell you precisely how interest rates affect each one of them.
What Is A Single Premium Immediate Annuity

What Is A Single Premium Immediate Annuity

What is a single premium immediate annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We're going to go through the details of how you can make that decision.
What Is a QLAC: Qualified Longevity Annuity Contract

What Is a QLAC: Qualified Longevity Annuity Contract

Today's topic is what a QLAC, qualifying longevity annuity contract, is? A relatively new offering from the annuity industry. We're going to cover a lot today on qualifying longevity annuity contracts. I'm also going to call them QLAC. What is a QLAC? What do they solve for? What's the history of a QLAC? We are going to go over all of that.
How Do Insurance Companies Make Money On Fixed Index Annuities

How Do Insurance Companies Make Money On Fixed Index Annuities

Today's topic is how annuity companies make money on fixed index annuities. There is a lot of misinformation out there, and I'm going to try to make it very simple for you to understand why the annuity companies have significant buildings. They're smart.
How to Buy an Annuity: What Type of Annuity Is Best

How to Buy an Annuity: What Type of Annuity Is Best?

Today, we're going to talk about what type of annuity is best. Now, disclaimer, we might get to the end of the road when you and I are talking and come to a realization that no annuity type is best. Annuities are not for everyone. There are many types, and we’re going to talk about them.
SPIA Calculator: Two Ways to Find the Best Quote

SPIA Calculator: Two Ways to Find the Best Quote

Today's topic is SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your own quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.
How to Buy an Annuity: Is It Possible to Time the Purchase?

How to Buy an Annuity: Is It Possible to Time the Purchase?

Everyone asks me whether it is possible to time the purchase. Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type? Of course, everyone that's in the market, the stock market, or anything like that, you've been trained to try to time it. Can you do that with annuities?
Should You Get Out of an Annuity?

Should You Get Out of an Annuity?

Hi, I'm Stan, The Annuity Man, America's Annuity agent® licensed in all 50 states. Should you get out of your annuity? We're going to cover that and talk about market value, adjustments, and surrender charges comparing to other annuities.
How to Buy an Annuity: What Are the Questions You Need to Answer

How to Buy an Annuity: What Are the Questions You Need to Answer

We're talking today about how to buy an annuity. Don't get all crazy out there that I'm not just pinching and selling. What we're going to talk about today are the questions that you need to answer when considering if an annuity of any type is valid. Should you buy an annuity?
How to Buy an Annuity: What Age Is Too Old or Too Young?

How to Buy an Annuity: What Age Is Too Old or Too Young?

I’m so glad you joined me for the continuing series of how to buy an annuity and know this isn't unveiled, sales pitch, bad chicken dinner seminar nonsense. We're doing a series on how to buy an annuity because we get a ton of questions. Today's topic on buying an annuity is what age is too old or too young to buy an annuity?
How to Adjust for Inflation With a MYGA

How to Adjust for Inflation With a MYGA

I'm amped, I'm ready to go. I feel good because we have a good topic today about multi-year guarantee annuities and how they solve for inflation, how they can solve for inflation, and at least address it in a pragmatic and contractual way. All righty then. We're going to talk about multi-year guarantee annuities.
How to Buy an Annuity: How Does the Paperwork Process Work

How to Buy an Annuity: How Does the Paperwork Process Work

Hi there. Stan The Annuity Man, America's Annuity Agent® licensed in all 50 states continuing our how-to buy an Annuity series, which people are going crazy over. They loved it because no one's ever talked about this before. Today's topic is how the paperwork process works.
how annuities address social security and inflation

How Annuities Address Social Security and Inflation

Hi there, Stan The Annuity Man®, America's annuity agent®, licensed in all 50 states, talks about only one word today, inflation. Inflation, Stan The Annuity Man, let's talk about inflation. Let's talk about how annuities and social security can address inflation, the gorilla in the room, what everyone's talking about.