
Article
June 6, 2022
How To Find The Best Quote with a SPIA Calculator
Today's topic is the SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.There are two ways to use a SPIA calculator. Single premium immediate annuity.

Article
June 2, 2022
Back Tested Annuity Returns - Index Annuity Scams
Today's topic is about indexed annuity scams and these back-tested return numbers that you see that seem so good. But this is one of the situations, and one of the scams that drives me crazy.Let's talk about index annuities. First of all, a disclaimer. I like them. I like Fixed Index Annuities. Why?

Article
May 30, 2022
Retirement Cash Flow from Annuities
Today we're talking about retirement cash flow from annuities. Now, you're already participating in a part of the category of retirement cash flow from annuities because all of you have Social Security. If you have your Social Security number, you have Social Security. That's an annuity.

Article
May 23, 2022
Are Roth IRA Annuity payments taxed?
Let's talk about Roth IRAs and my take on Roth IRAs. Are the payments taxed? In a perfect world, where unicorns do chase the butterflies, Roth IRAs, in my opinion, should be used for non-annuity assets. You've already paid the taxes on the Roth.

Article
May 19, 2022
Inflation Options with Annuity Retirement Calculators
Today's topic is how to use annuity retirement calculators and use SPIAs, DIAs, and QLAC for inflation. On my site, you can run quotes 24/7 365.What does $100,000 pay? What does $1,000,000 pay? Well, it's all about life expectancy when you make the payment.

Article
May 16, 2022
Getting Retirement Cash Flow From SPIAs
Let's talk about Single Premium Immediate Annuities, acronym SPIA, S-P-I-A, the oldest annuity type. They were introduced in the Rotimes as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.

Article
May 12, 2022
How To Buy an Annuity: What You Need To Know
Today's topic is how to buy an annuity, which is a broad topic. I will talk about the industry a little bit and where I see things going.All right. Let's talk about how to buy an annuity. First of all, you might not need an annuity. Oh, spoiler. Huh? How about that from the number one annuity agent in the country?

Article
May 3, 2022
Is a Pension Plan Just a Good ‘Ole Annuity?
Yep. A pension plan is an annuity payment that guarantees a lifetime income stream. Now, it depends on your employer and how they've set things up.The key with the pension plan is you have to look at the claims-paying ability of your employer.

Article
April 25, 2022
Are Fixed Annuities a Good Idea
Today's topic is one that I've done before, but I need to repeat myself so you will understand the eccentricities, the details, the specifics, all that good stuff. They're called facts about annuities. Today's topic is, are Fixed Annuities still a good idea? I think a bigger question is annuities a good idea?

Article
April 22, 2022
Transfer 401k to Annuity: Should You?
With over 10,000 baby boomers reaching retirement age every single day, many of these retiring workers are asking questions like “Can I move my 401k without penalty?” and “Should I transfer my 401k to an annuity.” Both are questions that involve a 401k rollover strategy.