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At some point, market growth matters less than knowing your income is guaranteed.

What if you could create a second Social Security check that pays for life?

What if helping your kids now matters more than leaving them an inheritance later?

Is that 8 percent annuity really yield, or just marketing math?

What if your ideal retirement vacation is staying home, not worrying about money?

A MYGA is one of the simplest annuities available, but most people misunderstand how it really works.

Should you really give your kids a lump sum inheritance, or is lifetime income safer?

The term fiduciary gets used a lot, but not always correctly. Stan exposes how the “new financial F word” can mislead consumers and explains what due diligence really looks like.

Learn how much you can really earn from different types of annuities, from guaranteed rates to lifetime income payouts, and why the contract always determines the true return.

Learn the truth about SPIAs and DIAs, how they work, and how to choose the right lifetime income strategy based on when you want payments to start.

Get the truth behind annuity sales pitches. Learn what annuities really guarantee, what is marketing noise, and how to focus on the contract instead of the hype.

Life insurance loans are not tax free income. Stan explains how these policies really work, why loans get misrepresented, and what you should watch out for.

Learn the real difference between Fixed Annuities and Fixed Index Annuities, how each protects your principal, and why their guarantees are not the same.

Learn how annuity quotes, rate locks, and contractual guarantees work. Stan explains the process from quoting to issuance and why guarantees matter.

Learn how annuity payouts work, how income is calculated, and why Immediate Annuities, Deferred Income Annuities, Qualified Longevity Annuity Contracts, and Income Riders provide guaranteed lifetime income.