An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

Hi, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Yes, we will talk about Single Premium Immediate Annuities, the granddaddy of all annuities, how that works, and why you might consider that for a lifetime income stream.
Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. What I'm doing is kind of answering the questions of how do I do this? How do I take care of my loved ones financially? Now, there's a myriad of ways to do that.
The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan

The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan

Today's topic is, the perfect annuity does not exist. It does not. Even though you might have heard something at the bad chicken dinner, expensive steak dinner seminar, or some online product presentation where it sounded too good to be true.
MYGA: The Annuity Industry’s CD

MYGA: The Annuity Industry’s CD

The simplicity of the shirt is what we're going to be talking about today. The simplicity of Multi-Year Guarantee Annuities and how they work. And, by the way, Multi-Year Guarantee Annuities are the industry's version of a CD, a Certificate of Deposit.
The Reality of Life With 20 Year Certain Annuities

The Reality of Life With 20 Year Certain Annuities

Today's topic is one that I've wanted to do for a long time, and I got a call the other day that triggered it. The topic is the realities of life with a 20-year certain or joint life with a 20-year period certain, Immediate Annuity, or Deferred Income Annuity.
Retirement Tips: How to Talk Annuities With a Spouse

Retirement Tips: How to Talk Annuities With a Spouse

Today's topic is interesting: how to talk to your spouse or partner about annuities and how to start telling them about contractual guarantees because most people, when you hear the word annuity, it either equals hate or it's a curse word.
The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan

The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan

Today's topic is the cost of waiting to purchase an annuity. Now I know what you're saying. Wait a minute. That sounds like a sales pitch. That sounds like some type of an angle for me to buy now, Stan. Are you pushing me to buy now?
Steve Parrish: Rational and Phased Retirement Planning (TAM Classic)

Steve Parrish: Rational and Phased Retirement Planning (TAM Classic)

Retirement is not just an event, it’s a change in life. Think of the behavioral and emotional aspects of it, not just the money. But when it comes to money, keep these three things in mind: your social security, medicare, and your benefit pension plan.
Can You Take Your Money Out of an Annuity?

Can You Take Your Money Out of an Annuity?

In this blog, I'll discuss the different types of annuities and how you can withdraw money from them, whether it's interest, lifetime income, or withdrawals. We'll cover all of that in detail.
Pros and Cons of SPIAs

Pros and Cons of SPIAs

Today's topic is a very good one. We're going to go over the pros and cons of SPIAs, Single Premium Immediate Annuities, and then some of the payout options that you should consider, as well as how they work, which is very, very important.
What Happens to a Pension Annuity When You Die?

What Happens to a Pension Annuity When You Die?

Here's what we're talking about when I say pension annuity: it really comes down to three types of products. The first is a Single Premium Immediate Annuity, which is the granddaddy of all annuities. It's a pure transfer of risk.
Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan

Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan

Today's topic is always reverse engineer annuity income quotes. "What do you mean by reverse engineer, Stan? You do not look like an engineering student or someone who could major in engineering."
Annuity Income: Do You Need It to Start Now or Later?

Annuity Income: Do You Need It to Start Now or Later?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. Today's topic is excellent and stems from the question, do you need income to start now or income to start later?
Are Fixed Index Annuities for You?

Are Fixed Index Annuities for You?

Today’s topic is going to inform a lot of people. It's going to save a lot of people from bad decisions. Hopefully, it will help the industry. I like doing that because this product is causing some issues. And the topic is, Are Fixed Index Annuities for You?
Annuity Fees: What To Expect

Annuity Fees: What To Expect

Hey, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today, we're going to talk about annuity fees. Who else in the world is going to speak about annuity fees but me, Stan The Annuity Man.