Get Smarter

Retirement income is considered income and is generally taxed, with the tax treatment depending on where the income comes from and the type of account used.

It’s not about having a million dollars, it’s about creating income you can’t outlive.

Yes, retirement income is usually taxable, but how it is taxed depends on where it comes from.

Why The Annuity Man only sells contractual guarantees and refuses to play the sales game.

How MYGAs let your interest grow while legally delaying taxes year after year.

At some point, market growth matters less than knowing your income is guaranteed.

What if you could create a second Social Security check that pays for life?

What if helping your kids now matters more than leaving them an inheritance later?

Is that 8 percent annuity really yield, or just marketing math?

What if your ideal retirement vacation is staying home, not worrying about money?

A MYGA is one of the simplest annuities available, but most people misunderstand how it really works.

Should you really give your kids a lump sum inheritance, or is lifetime income safer?

The term fiduciary gets used a lot, but not always correctly. Stan exposes how the “new financial F word” can mislead consumers and explains what due diligence really looks like.

Learn how much you can really earn from different types of annuities, from guaranteed rates to lifetime income payouts, and why the contract always determines the true return.

Learn the truth about SPIAs and DIAs, how they work, and how to choose the right lifetime income strategy based on when you want payments to start.