401K Rollover to an Annuity

401K Rollover to an Annuity

What we're talking about today is rolling your 401k into an annuity. Should you do that? Could you do that? Why should you do that? Somebody's trying to make you do that. What's the answer Stan The Annuity Man? Let's get into it.
Annuity Sales Pitches: The Facts Behind the Most Popular One

Annuity Sales Pitches: The Facts Behind the Most Popular One

Today's topic is a good one for me because this is the one that makes the top of my head pop off. This is the one that makes the veins pop out of my neck. This is the one when my producer saw me this morning before we got going, and they had to do makeup; I had this vein popping out of my eye.
There’s No ROI Until You Die With Lifetime Income Annuities: Shootin’ It Straight With Stan

There’s No ROI Until You Die With Lifetime Income Annuities: Shootin’ It Straight With Stan

Today's topic is: There’s No ROI Until You Die With Lifetime Income Annuities. It's a great little quippy rhyme: there's no ROI until you die. ROI is the return on investment.
Annuity Ladder: Does It Create a Higher Payment?

Annuity Ladder: Does It Create a Higher Payment?

What are we talking about today? Annuity ladders. Do annuity ladders, laddering annuities, create a higher income stream? Maybe. Good question, but let's dig deeper into how to structure annuity ladders, how they work, and why you should consider them.
How Does a Fixed Index Annuity Work?

How Does a Fixed Index Annuity Work?

This is a hot topic, not the clothing line for you youngsters out there. How does a Fixed Indexed Annuity work? The Panacea product, the too good to be true, the bad chicken dinner seminar, the good steak dinner seminar where you get the filet mignon.
Retirement Tips: 3 Ways to Have Money Hit Your Bank Account

Retirement Tips: 3 Ways to Have Money Hit Your Bank Account

Today, we will talk about three ways to have money hit your bank account, which we all would like. I call that the income floor, which is the guaranteed income floor.
How the Annuity Sausage is Made: Shootin' It Straight With Stan

How the Annuity Sausage is Made: Shootin' It Straight With Stan

Today's topic is a great one: How the Annuity Sausage Is Made. Now, I'm not going to go into the depths of the actuaries sitting in their closets, running the numbers, etc., but I'm going to give you the 30,000-foot view of how this all works, and it'll make sense to you once I get done.
Roger Whitney: How To Rock Your Retirement (TAM Classic)

Roger Whitney: How To Rock Your Retirement (TAM Classic)

The majority of planning which feeds the mindset of this very uncertain world is always gonna default to denying today, and that’s not right because tomorrow isn’t promised to anyone. You gotta be a good steward.
Annuity Quotes: How to Structure for Future Income

Annuity Quotes: How to Structure for Future Income

Today, we're talking about how to structure income for the future with annuities or annuity quotes, as they say. A good annuity quote is, will do not, might do. You buy an annuity for what it will do, not what it might do.
An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

Hi, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Yes, we will talk about Single Premium Immediate Annuities, the granddaddy of all annuities, how that works, and why you might consider that for a lifetime income stream.
Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. What I'm doing is kind of answering the questions of how do I do this? How do I take care of my loved ones financially? Now, there's a myriad of ways to do that.
The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan

The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan

Today's topic is, the perfect annuity does not exist. It does not. Even though you might have heard something at the bad chicken dinner, expensive steak dinner seminar, or some online product presentation where it sounded too good to be true.
MYGA: The Annuity Industry’s CD

MYGA: The Annuity Industry’s CD

The simplicity of the shirt is what we're going to be talking about today. The simplicity of Multi-Year Guarantee Annuities and how they work. And, by the way, Multi-Year Guarantee Annuities are the industry's version of a CD, a Certificate of Deposit.
The Reality of Life With 20 Year Certain Annuities

The Reality of Life With 20 Year Certain Annuities

Today's topic is one that I've wanted to do for a long time, and I got a call the other day that triggered it. The topic is the realities of life with a 20-year certain or joint life with a 20-year period certain, Immediate Annuity, or Deferred Income Annuity.
Retirement Tips: How to Talk Annuities With a Spouse

Retirement Tips: How to Talk Annuities With a Spouse

Today's topic is interesting: how to talk to your spouse or partner about annuities and how to start telling them about contractual guarantees because most people, when you hear the word annuity, it either equals hate or it's a curse word.