Who-Should-NOT-Buy-an-Annuity?

Who Should NOT Buy an Annuity?

Today's topic is a beauty. I can't wait to do this one. Who Should NOT Buy an Annuity? Think about that. Stan The Annuity Man, America's annuity agent. I sell more annuities than anyone on the planet, and I'm going to tell you who shouldn't buy an annuity. And you're going, "What? An agent not trying to make a commission?"
Single-Life-Annuity-vs.-Joint-Survivor-Annuity

Single Life Annuity vs. Joint Survivor Annuity

Single life versus joint and survivor life annuity. That's what you're looking for, right? That's what I'm going to tell you about. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. And I know my stuff, and I also know about this topic.
What-Is-the-Exclusion-Ratio?

What Is the Exclusion Ratio?

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's question is a good one. "Hey, Stan, what's this exclusion ratio thing I've heard about? What's an exclusion ratio? Why are they excluding it? I don't want anything excluded. I want it all, Stan. I want it all with my annuity type." We're going to talk annuity types, about the exclusion ratio, how to look at that, and how to navigate my website.
Annuity-Income-Increases-for-Inflation:-Shootin'-It-Straight-With-Stan

Annuity Income Increases for Inflation: Shootin' It Straight With Stan

Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. Today's topic is a hot one. It got your attention, and you want to hope and believe it's true, and the topic is Annuity Income Increases for Inflation. Does that exist, Stan The Annuity Man?
Fixed Index Annuity: Do FIAs Get Stock Market Returns?

Fixed Index Annuity: Do FIAs Get Stock Market Returns?

Stan The Annuity Man, America's annuity agent, here to talk about those beloved Fixed Index Annuities that everyone loves to go to the bad chicken dinner seminars. And if it sounds too good to be true because it is.
Annuity Examples: A Beginner’s Guide to Annuities

Annuity Examples: A Beginner’s Guide to Annuities

What are we talking about today? Annuity examples, a Beginner's Guide to Annuities. There's so much misinformation, bad information, hucksters, sociopaths, sales pitch nonsense on annuities. It's time to get down to the basics. It's time to start talking about and building the foundation. Let's take an elementary look at annuities from the beginner's standpoint.
Are Annuities a Rip-Off?

Are Annuities a Rip-Off?

Boy, you must be angry. You pulled this one up. Are annuities a rip-off? "Come on, Stan, tell me the truth. Are annuities a rip-off? Are they ripping me off?" No, annuities are contracts. The rip-off comes on the sales pitch part, which we'll discuss, but annuities are not a rip-off. Annuities are transfer of risk contracts, period.
Don’t Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

Don’t Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

Today's topic is don't be the sucker at the table. Don't be the sucker at the annuity table. And I keep telling people this, but they keep calling me with these crazy sales pitches they're getting. And in Vegas, at the poker tables, and I always walk by like in Caesars, they have an open area where you can watch the poker being played at numerous tables. And I always look at that, and I always try to spot the sucker at the table.
Annuity Comparison DIA vs. QLAC

Annuity Comparison DIA vs. QLAC

Hi, there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing annuity comparisons, QLACs, Qualified Longevity Annuity Contracts versus DIAs, Deferred Income Annuities. We're going to compare them. We're going to talk about how they differ, how they're the same, and all that stuff. Why you should look at them, why you shouldn't look at them.
Annuity Comparison: Income Rider vs. DIA thumbnail

Annuity Comparison: Income Rider vs. DIA

Man, we're going to have fun today. We're going to make an annuity comparison looking at Income Riders versus Deferred Income Annuities. The acronym is DIA. Let's talk about the difference between the two and the similarities. This falls under the category of, what? Retirement income insurance, lifetime income insurance, income insurance, whatever you want to call it. Car insurance, fire insurance, home insurance, health insurance, dental insurance, and income insurance. That's what these are.
You Need An Annuity Cancer Doctor: Shootin' It Straight with Stan®

You Need An Annuity Cancer Doctor: Shootin' It Straight with Stan®

Today's topic is a motivational one. It's called you need an annuity cancer doctor. You're saying, "Wait, whoa, whoa, don't you cross a line there with old cancer word." You know what? I can do that because I am a recovering cancer survivor.
John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

When I started calling John Lenz the “Annuity Architect” a while back, I couldn’t have picked a better description of this mad-smart superstar. First of all, John has the best baritone voice of all time.
Annuity Comparison: MYGA vs. CD

Annuity Comparison: MYGA vs. CD

Today we're talking about annuity comparisons, MYGAs, and Multi-Year Guarantee Annuities versus CDs. What's the difference? Are they the same? Should I buy them?
Annuity Comparison FIA vs MYGA

Annuity Comparison FIA vs MYGA

I'm glad you joined me today. This is a great topic. We're making annuity comparisons; we’re doing Indexed Annuities, Fixed Index Annuities versus Multi-Year Guarantee Annuities
100 Michael Finke: Retirees Should Calculate to Not Be a Loser

100 Michael Finke: Retirees Should Calculate to Not Be a Loser

Once again, Michael Fincke brings the factual goods to my “Fun With Annuities®” podcast. Even though Michael & I are the top 2 fan-boys of QLACs (Qualified Longevity Annuity Contracts), we showed our self-control to not go down the QLAC rabbit hole.