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An interesting topic today comes directly from my interactions with people on the phone. This topic is why are income riders currently paying more contractually than Deferred Income Annuities? We're going to go through all of that, and the details of that and why that matters to you when you're looking for future income guarantees after this.

So how much do you need to pay yourself? How much will an annuity for lifetime income pay using our calculators? Good question. So if you're looking for a monthly annuity calculator, what will an annuity pay me for life per month? How do I calculate that?

We're talking about enhanced benefit riders and some examples.

Income riders are attached to some policies. You should understand what they do and what they do not do. What is an income rider? Why do they call it an income rider? Well, it rides on the policy. So, typically the two types of policies that offer income riders that you can attach at the time of application are Fixed Indexed Annuities and variable annuities.

Today, we will talk about the cost of living adjustment riders with income riders and products like Immediate Annuities, Deferred Income Annuities, etc.

Today's topic is what a Lifetime Income Benefit Rider is? We're going to go over that guarantee for future income. You will understand how it works and if it fits what you're trying to achieve from an income later® standpoint.

Why should you take a closer look at income riders? Income riders are attachments to some policies. Just hang in there with me; this is important. You're going to hear about income riders, and by the end, you should understand what they do and what they do not do.

A lot of annuities being sold today have these attached income riders. Sometimes they sound too good to be true. Remember that if it sounds too good to be true, it is every single time without exception. What we're going to do today is explain how these income riders work so you can make an informed decision on your time frame and your terms.

Today, we're going to talk about what type of annuity is best. Now, disclaimer, we might get to the end of the road when you and I are talking and come to a realization that no annuity type is best. Annuities are not for everyone. There are many types, and we’re going to talk about them.

Annuity sales continue to rise every quarter in the United States, and a lot of the credit for driving this consumer popularity is the Annuity Income Rider. So how do Annuity Income Riders work? Riders are separate benefits that you attach at the time of application.

Annuity sales continue to rise every quarter in the United States, and a lot of the credit for driving this consumer popularity is the Annuity Income Rider.

The Secure Act (aka The Secure Retirement Act) was signed into law on December 20th, 2019. The primary government intention was to encourage Americans to start planning for their own retirement income needs. 2 Words Matter...Lifetime Income