Get Smarter

The simplicity of the shirt is what we're going to be talking about today. The simplicity of Multi-Year Guarantee Annuities and how they work. And, by the way, Multi-Year Guarantee Annuities are the industry's version of a CD, a Certificate of Deposit.

Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because this topic originated from a client, and when he first explained it to me, I was like, I did a Scooby-Doo. I'm like, "Roo, roo."

Hi, my name is Stan The Annuity Man, America's annuity agent licensed in all 50 states. That's yours as well. Yes, I do sell annuities when they're appropriate and suitable, and I do encourage you to go to my site and get all of my books.

Today's topic is about annuity income. Is it the return of your money or a return on your money? So, return of, or return on. Great question, Stan The Annuity Man, America's annuity agent. Let's cover it.

What happens to an annuity when you die? First of all, you're dead, who cares? But that's not a good answer, I don't think. We're talking about annuities and death; that's a tough combo. So, what happens to an annuity when you die? It depends on the type of annuity. It depends on how you structure that annuity.

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is something that I have created that is good and that the public loves, and I need to tell you about it. Once again, it's called MYGA to SPIA for full control, lifetime income, MYGA to SPIA. Let's break that down.

Are hybrid annuities safe? First of all, the short answer is they are a Fixed Annuity, and they are safe from a principal protection standpoint. But a bigger question is, you didn't come up with the word hybrid. Somebody used that in a sales pitch to you and said the word hybrid, which made you type in hybrid, which made you read this blog.

Today's topic is a good one. Go to the sidelines with contractual guarantees. And you're saying, "What are you talking about, Stan? You're talking about football sidelines, like college football?" No, I'm talking about investment sidelines. At the time of this blog, check the date. There's a little bit of chaos going on.

Let's talk about annuities versus CDs. Annuities, you can't say annuities. It's like saying restaurants. Okay? It's like saying trucks. It's like saying shoes. Annuities have many different types. But let's talk about the type you can compare to a CD. The annuity industry has its own version of its CD. It's called a Multi-Year Guarantee Annuity. MYGA is the acronym.

Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man, America's annuity agent licensed in all 50 states. Today's topic is 'Traditional or Reverse MYGA Ladder Strategies', so traditional laddering strategies with MYGAs or reverse MYGA strategies. I'm going to explain both.

Do you have “chicken money” – money that you want to protect from risk? If so, it should be in short-term CDs, or money market accounts, or short term Treasury Bills – IOUs from the Federal government. Those are the safe places to stash your cash.

Today's topic is MYGAs are NOT Callable, and this is very important in the world that we're living in right now with rising interest rates and people wanting to lock them in. What do you do? How do they differ from bonds or CDs or things like that?

Today's topic is retirement withdrawal strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. We will go through how you can use MYGAs for your retirement withdrawal strategies. That's kind of hard to say. Retirement withdrawal strategies. How about that?

Welcome to another Shooting It Straight With Stan blog. I am Stan The Annuity Man, America's annuity agent, licensed in all 50 states, every single one of them. I do that all the time, and then someone on a YouTube video the other day commented, "Are you licensed in Kentucky?" Yes, I'm licensed in Kentucky, but I'm revved up today because the topic is "live off the interest until you can't." What am I talking about, Stan The Annuity Man? I'm talking about current interest rates.