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The older you is not going to be the same as the younger you. Take my word for it. You want to have peace of mind. You're not going to want to have to call your broker every month when the economy is going crazy.

Today, we will talk about three ways to have money hit your bank account, which we all would like. I call that the income floor, which is the guaranteed income floor.

Today's topic is the five reasons you should consider purchasing a QLAC, Qualified Longevity Annuity Contract, and we will talk about that right now.

You have punched into Google the term "QLAC annuity quotes" or something to that effect because, magically, I'm here, and we're talking about QLAC quotes. What the heck is a QLAC? Qualified Longevity Annuity Contract. You're saying, "Hey, Stan, enough of that crap. How about where do we get the quotes?" You can go to my proprietary QLAC Annuity Calculator to get a hassle-free, no-obligation quote.

A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Hi, there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing annuity comparisons, QLACs, Qualified Longevity Annuity Contracts versus DIAs, Deferred Income Annuities. We're going to compare them. We're going to talk about how they differ, how they're the same, and all that stuff. Why you should look at them, why you shouldn't look at them.

Mark Iwry has been called “A UNIQUELY POWERFUL Washington wonk.” A hero of our retirement system. A pension rock star. One of the world’s 30 top financial players. A legend. An inspiration.

I'm glad you joined me for this blog. It's on joint and survivor annuity. And for whatever reason, that verbiage has survived. We're going to talk about it so that Martha and Chester can understand it.

I swear, I laugh out loud sometimes reading the negative articles on QLACs or the comments on QLAC or supposed financial experts that destroy QLACs, and they're comparing them to investments, and it's hilarious.

A MYGA may be useful for someone looking for a short- term, low-risk investment option with a guaranteed rate of return, while a QLAC may be useful for someone looking to supplement their retirement income.

A Qualified Longevity Annuity Contract (QLAC) can be a valuable tool for retirees looking to secure their financial future. These annuities offer a unique set of benefits that can help ensure a stable retirement income.

Today we're discussing what's new with QLACs in 2023. QLACs were put on the planet in 2014 and can be used with IRA-qualified type assets.

The topic is, does an annuity count as income?

Today's topic, we're talking about annuity retirement calculators and using SPIAs, DIAs, and QLAC for inflation, how to do that.