Life-Only Immediate Annuity Definition

Life-Only Immediate Annuity Definition

Stan The Annuity Man, America's annuity agent is here to answer the burning question because everyone thinks every annuity is like this. What's the definition of a life-only annuity? That's the call I get from everyone who says, "I'd never buy an annuity because when I die, the annuity company keeps the money."
Annuity Comparison: SPIA vs. DIA

Annuity Comparison: SPIA vs. DIA

Today, we're going to talk about annuity comparisons. SPIAs versus DIAs. Immediate Annuities versus Deferred Income Annuities. Explain them both to me, Stan The Annuity Man. What's the difference? How do I use them? Should I use them? Should I have them? We will discuss all of that.
Single-Premium-Immediate-Annuity-Definition

Single Premium Immediate Annuity Definition

We're going to cover a lot today. We'll cover what a Single Premium Immediate Annuity is, what it solves for, the brief history of Immediate Annuities, and the limitations and benefits because we have to cover them. After all, all annuities have them. Then we're going to talk about where it fits and how do you quote it. Once again, hang in there because I'll give away the book for free at the end of the blog.
Retirement Withdrawal Strategies: SPIAs

Retirement Withdrawal Strategies: SPIAs

Hi, there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing retirement withdrawal strategies using Single Premium Immediate Annuities. SPIAS, that's the acronym.
how does a spia work thumbnail

How Does a SPIA Work?

Today's topic is how does a Single Premium Immediate Annuity work. Some call it SPIA, S-P-I-A, or Single Premium Immediate Annuity. After this blog, you'll be able to decide whether a Single Premium Immediate Annuity fits or doesn't.
Single Premium Immediate Annuities - Explained

Single Premium Immediate Annuities - Explained

What is a Single Premium Immediate Annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We’ll go through the details of how you can make that decision.
Laddering Strategies Using Our SPIA Calculator

Laddering Strategies Using Our SPIA Calculator

Today I’m discussing how to use my SPIA Calculator and some laddering strategies that could work for your specific situation. I'm proud of a lot of things with theannuityman.com. I'm proud that we're a pro-consumer site; I’m proud that we're direct-to-consumer.
Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is about Single Premium Immediate Annuity death benefits. The death benefits of an immediate annuity. There’s a lot of misinformation out there, as you can only imagine because people are... I read something the other day. It was from a really smart person.
Annuity Examples: Single Premium Immediate Annuities (SPIAs)

Annuity Examples: Single Premium Immediate Annuities (SPIAs)

Today, we are looking at Single Premium Immediate Annuities, the granddaddy of all annuity products.
MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan®

MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan®

The topic of today is MYGA 2 SPIA income strategies. MYGA, Multi-Year Guarantee Annuity, 2 SPIA, Single Premium Immediate Annuity, income strategies. Let's talk about commissions first.
How To Find The Best Quote with a SPIA Calculator

How To Find The Best Quote with a SPIA Calculator

Today's topic is the SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.There are two ways to use a SPIA calculator. Single premium immediate annuity.
Retirement Cash Flow from Annuities

Retirement Cash Flow from Annuities

Today we're talking about retirement cash flow from annuities. Now, you're already participating in a part of the category of retirement cash flow from annuities because all of you have Social Security. If you have your Social Security number, you have Social Security. That's an annuity.
Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Today's topic, we're talking about annuity retirement calculators and using SPIAs, DIAs, and QLAC for inflation, how to do that.
An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

Let’s talk about Single Premium Immediate Annuities, the granddaddy of all annuities, and how that works.
Immediate Annuity: How Does It Work

Immediate Annuity: How Does It Work?

In the pension-less world that most of us live in, Immediate Annuities are becoming more popular as over 10,000 baby boomers reach retirement age every single day. If you love your Social Security payments, then you will also love your Single Premium Immediate Annuity (SPIA) lifetime income stream.