
Article
September 11, 2023
Life-Only Immediate Annuity Definition
Stan The Annuity Man, America's annuity agent is here to answer the burning question because everyone thinks every annuity is like this. What's the definition of a life-only annuity? That's the call I get from everyone who says, "I'd never buy an annuity because when I die, the annuity company keeps the money."

Article
September 4, 2023
Annuity Comparison: SPIA vs. DIA
Today, we're going to talk about annuity comparisons. SPIAs versus DIAs. Immediate Annuities versus Deferred Income Annuities. Explain them both to me, Stan The Annuity Man. What's the difference? How do I use them? Should I use them? Should I have them? We will discuss all of that.

Article
August 24, 2023
Single Premium Immediate Annuity Definition
We're going to cover a lot today. We'll cover what a Single Premium Immediate Annuity is, what it solves for, the brief history of Immediate Annuities, and the limitations and benefits because we have to cover them. After all, all annuities have them. Then we're going to talk about where it fits and how do you quote it. Once again, hang in there because I'll give away the book for free at the end of the blog.

Article
October 31, 2022
Single Premium Immediate Annuities - Explained
What is a Single Premium Immediate Annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We’ll go through the details of how you can make that decision.

Article
October 24, 2022
Laddering Strategies Using Our SPIA Calculator
Today I’m discussing how to use my SPIA Calculator and some laddering strategies that could work for your specific situation. I'm proud of a lot of things with theannuityman.com. I'm proud that we're a pro-consumer site; I’m proud that we're direct-to-consumer.

Article
July 18, 2022
Single Premium Immediate Annuity Death Benefit (SPIA)
Today's topic is about Single Premium Immediate Annuity death benefits. The death benefits of an immediate annuity. There’s a lot of misinformation out there, as you can only imagine because people are... I read something the other day. It was from a really smart person.

Article
June 6, 2022
How To Find The Best Quote with a SPIA Calculator
Today's topic is the SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.There are two ways to use a SPIA calculator. Single premium immediate annuity.

Article
May 30, 2022
Retirement Cash Flow from Annuities
Today we're talking about retirement cash flow from annuities. Now, you're already participating in a part of the category of retirement cash flow from annuities because all of you have Social Security. If you have your Social Security number, you have Social Security. That's an annuity.

Article
February 22, 2022
Immediate Annuity: How Does It Work?
In the pension-less world that most of us live in, Immediate Annuities are becoming more popular as over 10,000 baby boomers reach retirement age every single day. If you love your Social Security payments, then you will also love your Single Premium Immediate Annuity (SPIA) lifetime income stream.