Lifetime-or-Interest-Income:-Shootin'-It-Straight-With-Stan-(TAM-Classic)

Lifetime or Interest Income: Shootin' It Straight With Stan (TAM Classic)

Today's topic is lifetime or interest income. Now, I always say you can't just say I hate all annuities.
What Is A Qualified Longevity Annuity Contract (QLAC)?

What Is A Qualified Longevity Annuity Contract (QLAC)?

A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Stan The Annuity Man: Happy Birthday To QLACs

Stan The Annuity Man: Happy Birthday To QLACs

With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
High Rates for How Long: by Terry Savage

High Rates for How Long: by Terry Savage

Do you have “chicken money” – money that you want to protect from risk? If so, it should be in short-term CDs, or money market accounts, or short term Treasury Bills – IOUs from the Federal government. Those are the safe places to stash your cash.
How-Are-Annuity-Income-Riders-Taxed?

How Are Annuity Income Riders Taxed?

Hi there. Stan, the Annuity Man, America's annuity agent, here with you again. You have typed into the bar, the bar screen, the Google thing, how are Income Riders taxed? That is an excellent question. I will answer it very briefly, and then we will dig deep, so hang in there with me. The answer is, depending on the type of rider you have attached to your Deferred Annuity.
Annuity Vs. 401k: Do 401k Plans Offer Annuities?

Annuity Vs. 401k: Do 401k Plans Offer Annuities?

So what are we talking about today? Stan The Annuity Man, America's annuity agent licensed in all 50 states, including yours. We're talking about 401ks and annuities. Which one's better? Does your 401K offer an annuity? Should your 401K offer an annuity? If your 401k doesn't offer an annuity, what do you do? You know what? I'm going to cover all of those topics, all of those questions in detail.
Don’t Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

Don’t Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

Today's topic is don't be the sucker at the table. Don't be the sucker at the annuity table. And I keep telling people this, but they keep calling me with these crazy sales pitches they're getting. And in Vegas, at the poker tables, and I always walk by like in Caesars, they have an open area where you can watch the poker being played at numerous tables. And I always look at that, and I always try to spot the sucker at the table.
Stan The Annuity Man: New Realities of Annuity Recommendations

Stan The Annuity Man: New Realities of Annuity Recommendations

"My grandfather always told me, ‘If you tell the truth, you don't have to remember anything.’ That is our business model." — Stan The Annuity Man.
401k Rollover to an Annuity thumbnail

401k Rollover to an Annuity

Today, we're talking about rolling your 401K into an annuity. Should you do that? Could you do that? Why should you do that? Somebody's trying to make you do that.
Joint and Survivor Annuity thumbnail

Joint and Survivor Annuity: Qualified and Non-Qualified

I'm glad you joined me for this blog. It's on joint and survivor annuity. And for whatever reason, that verbiage has survived. We're going to talk about it so that Martha and Chester can understand it.
Annuity RMD: Who Cares Other Than the Ultra Rich thumbnail

Annuity RMD: Who Cares Other Than the Ultra Rich

I saw something the other day where the amount of people whose 401ks and IRAs have gone past a million dollars is a lot, and it is a boatload, as they say.
Fixed Index Annuities Pros and Cons thumbnail

Fixed Index Annuities Pros and Cons

Today's topic is Fixed Index Annuities, pros, and cons.
The Differences Between a MYGA and a QLAC thumbnail

The Differences Between a MYGA and a QLAC

A MYGA may be useful for someone looking for a short- term, low-risk investment option with a guaranteed rate of return, while a QLAC may be useful for someone looking to supplement their retirement income.
What's New With QLACs in 2023

What's New With QLACs in 2023

Today we're discussing what's new with QLACs in 2023. QLACs were put on the planet in 2014 and can be used with IRA-qualified type assets.
059: FIA Insider Wears Mask to Protect Identity and Share Industry Secrets

059: FIA Insider Wears Mask to Protect Identity and Share Industry Secrets

I know every week, I'm out here gushing how awesome the celebrity co-host is, but THIS guy is a "can't fricken' believe he agreed to do this" kinda score.