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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Article
February 18, 2024
Unlocking Annuity Guarantees for a Worry-Free Retirement
Today's topic is unlocking annuity guarantees for a worry-free retirement. We all want a worry-free retirement. In my opinion, the way to get a worry-free retirement is to have a lifetime income and enough money to live on without worry. That's what annuities can do for you.
Shootin’ It Straight with Stan®
February 14, 2024
Belt & Suspenders Annuity Strategies: Shootin' It Straight With Stan
Today's topic is a great one, coming from the deep south of where I grew up in Charlotte, North Cackalacky. North Carolina, actually, the town, seriously, and I'm not kidding, look it up, it's called Stanley, North Carolina, just like it sounds.
Article
February 12, 2024
What Does It Mean When You Annuitize an Annuity?
What does it mean when you annuitize an annuity? I'm going to tell you that, but not until I tell you who I am. I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. This is going to be a fun topic because annuities are fun. So, let's get into it.
Article
February 11, 2024
Does the 4 Percent Rule for Retirement Income Still Work?
Does the 4% rule still work for retirement income planning? We're going to talk about the 4% rule. We're going to talk about very smart people who have factually and academically destroyed it. And I can do that because I used to be on that side of the table.
Shootin’ It Straight with Stan®
February 7, 2024
Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan
Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I am so glad you joined me on this topic, which is a good one. And it came from my good friend, John Lenz. I call him the annuity architect.
Article
February 5, 2024
Annuity Death Benefits: Are They Taxable?
Today, a little bit of motivation. We're going to talk about death. Yes, that's a motivational topic. But we need to talk about annuity death benefits. Are they taxable? How do they work? All that stuff. You need to know that because you must control things from the grave. You need to set things up for your family.
Article
February 4, 2024
Lock and Load Annuity Income Guarantees
Today's topic is lock and load for income guarantees because when you buy an annuity, you're buying a contract and locking in that guarantee. You're loading it for the future, so you're locking and loading that contractual guarantee. I want you to think about that.
Article
February 1, 2024
Why Democrats Love Annuities
Today we're going to talk about why Democrats love annuities. The blue state. We have the red state, which are the Republicans, and then we have the Democrats. I've done a blog on why Republicans love annuities, but I think it's fair to talk about the Democrats.
Shootin’ It Straight with Stan®
January 31, 2024
Swallow the Seminar Food, Not the Annuity Pitch: Shootin’ It Straight With Stan
Welcome to Shooting it Straight With Stan. I'm your host, Stan The Annuity Man - America's annuity agent, licensed in all 50 states. I'm so glad you joined me for a great topic. You saw it and said, "Okay, I got to see what he's going to say about this." The topic is: Swallow the Seminar Food, NOT the Annuity Pitch."
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