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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Article
June 23, 2024
How Do Annuity Payouts Work? (TAM Classic)
Hi there. Stan The Annuity Man, American's annuity agent licensed in all 50 states. Today's question is a great one: How do annuity payouts work? Hey, Stan, I thought all annuities were the same. Hey, Stan, this guy on television said, "I hate all annuities."
Article
June 20, 2024
Is an Indexed Annuity Fixed or Variable?
The question today is, is an Indexed Annuity fixed or variable? Short answer, fixed, but there's a lot more to it than just that. What I would like to do is go through what a fixed indexed annuity, Indexed Annuity, and a Variable Annuity are and tell you the differences between both.
Shootin’ It Straight with Stan®
June 19, 2024
Annuity Fancy or Annuity Contractual?: Shootin’ It Straight With Stan
Today's topic is this question: annuity fancy or annuity contractual? Now, there are many types of annuities. You already own one. It's called Social Security. It's the best inflation annuity on the planet.
Article
June 17, 2024
Do Annuity Companies Keep the Money When I Die?
Today's question is, do annuity companies keep the money when you die? I always get this question and the statement, "I'd never buy an annuity because they keep the money. I don't like that." Well, I blame the annuity industry for that phrase.
Article
June 13, 2024
Annuity Products: Are They a Commodity?
Hi, I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. I'm the number one guy here, and my approach to annuities is completely different from most agents. I only look at annuities for what they will do, not what they might do.
Shootin’ It Straight with Stan®
June 12, 2024
Annuity Doublers Gives Your Money Back Quicker When You Get Sicker: Shootin’ It Straight With Stan
Today's topic is a good one that you need to listen to. If you go to the bad chicken dinner seminar, expensive steak dinner seminar, Italian dinner seminar, whatever, you'll hear about this, and it's going to sound phenomenal.
Article
June 9, 2024
Annuities Explained by Age (TAM Classic)
Hi there. Stan The Annuity Man, America's annuity agent. I'm passionate about annuities, but I'm also passionate about why you should own an annuity. One thing I'm even more passionate about is the age at which you need to purchase an annuity.
Shootin’ It Straight with Stan®
June 5, 2024
Annuity Doublers Gives Your Money Back Quicker When You Get Sicker: Shootin’ It Straight With Stan
Today's topic is a good one that you need to listen to. If you go to the bad chicken dinner seminar, expensive steak dinner seminar, Italian dinner seminar, whatever, you'll hear about this, and it's going to sound phenomenal.
