Is It Possible to Time an Annuity Purchase?

Is It Possible to Time an Annuity Purchase?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question that everyone has been asking me is, is it possible to time the purchase of an annuity? Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type?
Who Sells Hybrid Annuities?

Who Sells Hybrid Annuities?

The question is, who sells hybrid annuities? Let me rephrase that. Who sells Indexed Annuities? The word hybrid is overused in the industry to sell Indexed Annuities because they're Indexed Annuities. I don't know why they're creating another word. Oh, by the way, I'm Stan The Annuity Man, if you hadn't caught that, America's annuity agent.
MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan

MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is something that I have created that is good and that the public loves, and I need to tell you about it. Once again, it's called MYGA to SPIA for full control, lifetime income, MYGA to SPIA. Let's break that down.
Moshe Milevsky: Learning from History with Annuities

Moshe Milevsky: Learning from History with Annuities

When you have a product that is meant to help people that are eventually going to cognitively decline, there's a higher burden of care there because you got to make sure that they understand what they're buying and they continue to understand what they're buying.
What Is a Pension Annuity and How Does It Work?

What Is a Pension Annuity and How Does It Work?

What is a pension annuity and how does it work? Can you believe where you're sitting? You're sitting there doing research on annuities! Who thought it would come to this? By the way, kudos for that because you need to know what you're buying. So, let's talk about pension annuities and how they work.
Annuity Calculator Secrets and Tips

Annuity Calculator Secrets and Tips

Today's topic is a very good one. It's about annuity calculators and secrets and tips. Secrets and tips from Stan The Annuity Man of all people. We're going to go over all the calculators, all the ones that we offer on our site, and I'm going to give you my secrets and my tips.
Why People HATE Stan The Annuity Man

Why People HATE Stan The Annuity Man

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states, top independent agent in the country. I'm so glad you're here. The topic today is a great one. Why people hate Stan The Annuity Man.
The Older You Are, the Higher the Annuity Payment: Shootin' It Straight With Stan

The Older You Are, the Higher the Annuity Payment: Shootin' It Straight With Stan

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is a good one, and it's a no-brainer, but one that I keep repeating, so I'm going to hammer it factually as only Stan The Annuity Man can do. It's the older you are, the higher the annuity payment.
Who Pays Annuity Commissions?

Who Pays Annuity Commissions?

Hey, Stan The Annuity Man here, America's annuity agent, with one of the great questions of all time when it comes to annuities. Who pays annuity commissions? I mean, you're talking about some games being played with this answer out there. I get people calling me all the time and telling me what they've been told about when the question is asked, who pays annuity commissions?
Retirement Withdrawal Strategy: Income Riders

Retirement Withdrawal Strategy: Income Riders

We're talking about retirement withdrawal strategies using Income Riders. We'll talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, good and bad, about Income Riders, the limitations, and the benefits.
Life With Installment Refund Annuity Option

Life With Installment Refund Annuity Option

We're here to discuss the Single Premium Immediate Annuity structure, single life with installment refund. What the heck does that mean, Stan The Annuity Man? Well, I'm here to tell you, and I'm going to tell you, but I'm also going to talk about not only single life with installment refund but how it compares to all of the other structuring choices.
Annuities Are Contractual Commodities: Shootin' It Straight With Stan

Annuities Are Contractual Commodities: Shootin' It Straight With Stan

I am so glad you joined me on this topic: Annuities Are Contractual Commodities. This might make many industry people mad, but they know I'm right. Let me explain what I'm talking about. We all know what commodities are: wheat, corn, oil, etc. So, when I say the word commodity, I'm not saying that they will deliver nine tons of corn to your front door if you don't close out the contract right.
401(k) Annuity: How Does It Work?

401(k) Annuity: How Does It Work?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. That's including yours. Today, we're talking about 401K annuities. Annuities inside of 401Ks, 401Ks going to an annuity. That's what we'll talk about, but let's digress a tad.
What Percentage of Your Portfolio Should Be in Annuities?

What Percentage of Your Portfolio Should Be in Annuities?

Let's talk about what you're interested in, which is what percentage of your portfolio should be in annuities? Really good question. No perfect answers. And if anyone's given you a percentage, they have no clue what they're talking about. Now that's the short answer.
Annuity Contractual Guarantees Are NOT Complicated: Shootin' It Straight With Stan

Annuity Contractual Guarantees Are NOT Complicated: Shootin' It Straight With Stan

Today's topic is Annuity Contractual Guarantees Are Not Complicated. I know what you're saying, "Yeah, that's probably true, Stan." Well, then, why is everyone getting complicated sales pitches from agents and advisors about annuities?