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Today's topic is, Do You Need to Be Sold or Told? One of the funny things about the annuity industry is that you'll hear people who think they're smart and the verbal jump ropers. A verbal jump roper is a person that any topic you bring up to them, they're the expert on. They just get in the jumper. They just start jumping in.

Boy, you must be angry. You pulled this one up. Are annuities a rip-off? "Come on, Stan, tell me the truth. Are annuities a rip-off? Are they ripping me off?" No, annuities are contracts. The rip-off comes on the sales pitch part, which we'll discuss, but annuities are not a rip-off. Annuities are transfer of risk contracts, period.

Hi there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. What are the questions you ask yourself before you buy an annuity? What are the questions you ask yourself about annuities in general? I mean, do you need an annuity? Does an annuity fit? When you start considering annuities, what are those real questions that you need to ask to make a good decision whether an annuity type, and there are many types, is right for you.

Today's topic is retirement withdrawal strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. We will go through how you can use MYGAs for your retirement withdrawal strategies. That's kind of hard to say. Retirement withdrawal strategies. How about that?

Hi there, Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. The question today is a really good one. Are annuities really guaranteed, Stan, The Annuity Man? You talk about contractual guarantees all the time. You talk about guarantees, guarantee this, guarantee that. Are they really guaranteed, and how are they guaranteed? Please tell us that Stan, The Annuity Man. I'm going to do that, thanks for asking.

So, you're interested in pension income streams. Aren't we all? Wouldn't you like to have a pension income stream? Unfortunately, most employers at this point don't provide that. They provide some type of 401(k) or 403(b) or something that allows you to grow money. But at the end of the day, when you get to the pre-retirement stage and see the finish line of all of this hard work, you need to understand how to create that pension income stream, right?

Today's topic is from a friend of mine, Michael Finke, smart guy in the room, the Mount Rushmore of smart guys. His face is on Mount Rushmore, Mount Annuitymore, Michael Finke. He's been on the podcast with me before, Fun With Annuities podcast. He is an intellect. He is a person that when he speaks in the annuity industry, as the old Paine Webber ad said, people listen.

Stan The Annuity Man, America's annuity agent, with a burning question, "Can you transfer an annuity to an IRA?" I will answer it very quickly, and then I can dig down into the question. The answer's maybe. How about that? Okay, I know you're mad at me because I answered the question with maybe. Can you transfer an annuity to an IRA? You can if the annuity is already inside of an IRA.

Hi there, Stan, The Annuity Man, American’s annuity agent, licensed in all 50 states. Today’s topic’s kind of a weird one, and I might lose my mind over it. The topic is What is an Annuity Loan? L-O-A-N. I’m going to take a deep breath. I’m going to take a sip of Coca-Cola, the sugar-free kind, because I can’t do the sugar, and then I’m going to tell you about my thoughts on annuity loans.

Hi, there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing annuity comparisons, QLACs, Qualified Longevity Annuity Contracts versus DIAs, Deferred Income Annuities. We're going to compare them. We're going to talk about how they differ, how they're the same, and all that stuff. Why you should look at them, why you shouldn't look at them.

Today's topic's a good one. It's a fun one. It's one that's going to make you think, chuckle and laugh a little bit, which is good. And that's kind of what I do. I had someone the other day talk about my videos, and they're informative as he was saying, but he said sometimes he just laughs out loud. That's good. I mean, annuities are a stale category and a stale subject. Hopefully, I'm bringing some flare to it and some good factual information you are utilizing.

The difference between “Fee-Only” and “Fee-Based” financial planning is like night and day or apples and oranges. With your non-annuity assets, you need to ensure you are using “Fee-Only” because that advisor’s interests align with yours. That’s the pure definition of what a fiduciary should be.

Hey, Stan The Annuity Man here. The question today is, Are Annuity Death Benefits Tax-Free? I'm going to answer that in a very quick fashion. The answer's no, but I want you to hang in there with me so I can explain why the death benefits are not tax-free. And then, at the end of the video, I'm going to tell you how to get my books for free. So, hang in there so I can explain more about annuity death benefits and the taxes you will have to pay.

Hi there. Stan The Annuity Man, America’s Annuity Agent licensed in all 50 states. Today’s topic is understanding the benefits of annuities for your future. I will probably throw in some negative stuff as well because there’s no perfect product out there, but annuities do provide what you need in retirement. You need to put it in the back of your head that annuities might be a solution for you, whether you’re in retirement already or going in that direction.

Hey, Stan The Annuity Man, America's annuity agent. Yes, I am licensed in all 50 states, and that means I'm licensed in your state. So, the question of the day is, Social Security, those payments you love or getting ready to love if they're coming down the road, is that an annuity? Short answer, yes. The long answer, which I'm getting ready to go into, will be very intense, informative, and you're going to walk away going, "Do I really hate all annuities? Do I? No, I can't because I love my Social Security."