
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
November 26, 2023
Retirement Withdrawal Strategy: Income Riders
We're talking about retirement withdrawal strategies using Income Riders. We'll talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, good and bad, about Income Riders, the limitations, and the benefits.

Article
November 23, 2023
Life With Installment Refund Annuity Option
We're here to discuss the Single Premium Immediate Annuity structure, single life with installment refund. What the heck does that mean, Stan The Annuity Man? Well, I'm here to tell you, and I'm going to tell you, but I'm also going to talk about not only single life with installment refund but how it compares to all of the other structuring choices.

Shootin’ It Straight with Stan®
November 22, 2023
Annuities Are Contractual Commodities: Shootin' It Straight With Stan
I am so glad you joined me on this topic: Annuities Are Contractual Commodities. This might make many industry people mad, but they know I'm right. Let me explain what I'm talking about. We all know what commodities are: wheat, corn, oil, etc. So, when I say the word commodity, I'm not saying that they will deliver nine tons of corn to your front door if you don't close out the contract right.

Article
November 20, 2023
401(k) Annuity: How Does It Work?
Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. That's including yours. Today, we're talking about 401K annuities. Annuities inside of 401Ks, 401Ks going to an annuity. That's what we'll talk about, but let's digress a tad.

Article
November 16, 2023
What Percentage of Your Portfolio Should Be in Annuities?
Let's talk about what you're interested in, which is what percentage of your portfolio should be in annuities? Really good question. No perfect answers. And if anyone's given you a percentage, they have no clue what they're talking about. Now that's the short answer.

Shootin’ It Straight with Stan®
November 15, 2023
Annuity Contractual Guarantees Are NOT Complicated: Shootin' It Straight With Stan
Today's topic is Annuity Contractual Guarantees Are Not Complicated. I know what you're saying, "Yeah, that's probably true, Stan." Well, then, why is everyone getting complicated sales pitches from agents and advisors about annuities?

Article
November 13, 2023
Deferred Income Annuity Quotes
You wanted to know about Deferred Income Annuity quotes, also called Longevity Annuities. The paparazzi and the journalists in the financial world love to call them Longevity Annuities because they solve for longevity and they solve for you, not outliving your money. So, in the short answer to your question about getting the quotes, use our Annuity Calculators to get your quote.

Article
November 12, 2023
5 Dumbest Annuity Questions According to The Annuity Man Part 2
Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm following up on what I was trying to finish the last time, which is the 10 dumbest annuity questions on the planet that have been asked to Stan The Annuity Man, the official scorekeeper of the annuity industry because I'm America's Annuity Agent.

Article
November 9, 2023
Are Hybrid Annuities Safe?
Are hybrid annuities safe? First of all, the short answer is they are a Fixed Annuity, and they are safe from a principal protection standpoint. But a bigger question is, you didn't come up with the word hybrid. Somebody used that in a sales pitch to you and said the word hybrid, which made you type in hybrid, which made you read this blog.

Shootin’ It Straight with Stan®
November 8, 2023
Date the Annuity Rate…Marry Lifetime Income: Shootin' It Straight With Stan
Welcome to Shooting It Straight With Stan. I'm your host, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I am glad that you joined me for a topic that I have coined the phrase. I've coined this phrase, and it's being used across the country, which is a good thing because it's informative. It's easy to remember and explains a lot when it comes to the annuity category.

Article
November 6, 2023
Long-Term Care Annuity: How Do LTC Riders Work?
Old age is tough; old age is terrible. I always tell people with long-term care when they can't do two of the six daily functions in life when they qualify for it, which is feed themselves, clothe themselves, and bathe themselves; I mean, life stinks. Am I right? Does life stink when you can't do that?

Article
November 5, 2023
5 Dumbest Annuity Questions According to The Annuity Man Part 1
Hi there. Stan, The Annuity Man, America's annuity agent licensed in all 50 states. This is a great topic, the 10 dumbest questions ever asked to Stan The Annuity Man. I'm going to tell you right now; it took a while to cull it down to 10. There are some gems that are out there, and I blame the annuity industry. It's not you, it's not your fault. It's not the consumer's fault.

Article
November 2, 2023
Annuity Inside a Roth IRA
Hi, I'm Stan The Annuity Man, and I'm glad you're here. Me and you, we're going to talk. So, focus, it's just me and you talking about, can you have an annuity inside of a Roth IRA? The short answer is yes, but I want to dig deeper into that and give you some examples of how it would work.

Shootin’ It Straight with Stan®
November 1, 2023
Go to the Sidelines With Annuity Contractual Guarantees: Shootin' It Straight With Stan
Today's topic is a good one. Go to the sidelines with contractual guarantees. And you're saying, "What are you talking about, Stan? You're talking about football sidelines, like college football?" No, I'm talking about investment sidelines. At the time of this blog, check the date. There's a little bit of chaos going on.