Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
February 1, 2023
Hire An Advisor That Grew Up Poor: Shootin' It Straight With Stan®
Today's topic is a good one, it's personal, and it's come up a few times in part of the conversation with some people I've been working with. The topic is hiring an advisor that grew up poor. And I know you're saying, wait a minute, don't people change? What does that mean?
January 25, 2023
3 Years in or 3 Years Out: Shootin' It Straight With Stan®
Today's topic is, three years in or three years out when you're looking at fixed rates. My rule is, if it's three years or in, you're buying CDs and treasuries. If it's three years and out, you're buying Multi-Year Guarantee Annuities or Fixed Rate Annuities, the annuity industry version of a CD.
January 19, 2023
Roth IRAs and the Government: Why Politicians Are Targeting
I'm excited about this topic because this is a good one. It's about Roth IRAs and why the government is starting to target Roth IRAs and saying, "Let's look at this Roth IRA thing, let's focus in, let's get the telescope down to Roth IRAs.
January 17, 2023
Bob Carlson: The Essential Guide to Retiring in 2023
If there were a czar of the retirement planning and advice world, it would be Bob Carlson. I was so happy when Bob let me know that his new book, “Retirement Watch: The Essential Guide to Retiring in the 2020s”, was unavailable to all of us, and I had to have him back on the podcast to talk about it.
January 11, 2023
Scars of Scarcity: Shootin' It Straight With Stan®
Today's topic is a good one and one that will make you think. The title is The Scars of Scarcity: Fear of Running Out. Not fear of missing out, fear of running out. Now, I have to give full credit to "The scars of scarcity" to my lovely wife, Christine, who came up with it.
January 4, 2023
What To Know When Gap Filling Your Income: Shootin' It Straight With Stan®
Today's topic is gap-filling strategies before Social Security. I get a lot of calls from people in their sixties who are thinking about waiting until age 70 to take their income from the best inflation annuity on the planet called Social Security.
January 3, 2023
Jay Zawatsky: What really is money?
Jay Zawatsky is one of the most fascinating guests I’ve ever had on my Fun With Annuities® podcast. He is a professor, lawyer, researcher, radio show host, podcaster, and incredibly high IQ “unicorn” that knows much more than he revealed during our recording.