Should You Marry or Date Your Annuity?: Shootin' It Straight with Stan®

Should You Marry or Date Your Annuity?: Shootin' It Straight with Stan®

Today's topic is, should you date or should you marry your annuity? Now the reason that I categorize it like that is people ask me all the time how I analyze the financial wherewithal of these companies. The claims-paying ability of these carriers.
Rick Ferri: A Fighter Pilot’s View of the Markets

Rick Ferri: A Fighter Pilot’s View of the Markets

Rick Ferri is an absolute unicorn in the world of financial advice. He is one of the best financial advisors in the world, a leader of the Boglehead investment community, and a retired fighter pilot.
Laddering Strategies Using Our SPIA Calculator

Laddering Strategies Using Our SPIA Calculator

Today I’m discussing how to use my SPIA Calculator and some laddering strategies that could work for your specific situation. I'm proud of a lot of things with theannuityman.com. I'm proud that we're a pro-consumer site; I’m proud that we're direct-to-consumer.
Are Multiple Annuities A Good Idea For Retirement Income

Are Multiple Annuities A Good Idea For Retirement Income?

Today we're discussing retirement income and whether multiple annuities are a good idea. I recently received the question: "I have 60% of my portfolio in an annuity. My wife (still working for four more years) has two-thirds of a portfolio my size. Would a second annuity with hers down the road be a good idea? Just a percentage of it."
Market Addiction Kills Retirement Dreams: Shootin' It Straight with Stan

Market Addiction Kills Retirement Dreams: Shootin' It Straight with Stan®

Today's topic is, addiction to the market can kill retirement dreams. Your addiction to following the stock market and investing in the stock market and taking risks with your money can literally kill retirement dreams, especially in these volatile markets. I had a call the other day which prompted this topic.
Three Ways A Long-Term Care Annuity Works

Three Ways A Long-Term Care Annuity Works

Traditional Long-Term Care (i.e., standalone long-term care) is still, in my opinion, the best coverage you can get. The problem is that not many health insurance companies are offering that product coverage anymore. Every year it seems like there are fewer and fewer carriers in the traditional LTC game, and still, the premium costs continue to rise.
Fixed Annuity Example –Viewer Question on Dave Ramsey

Fixed Annuity Example –Viewer Question on Dave Ramsey

Today's topic is on a fixed annuity example, but first, let's talk about Dave Ramsey for a second. He does a lot of videos. He did one on annuities that he got some right, and he didn’t get a lot of others.I commented on what he was saying.
Annuitization Can Be Your Last Resort

Annuitization Can Be Your Last Resort: Shootin’ It Straight With Stan®

Today's topic is, annuitization can now be your last resort when it comes to income. Let me explain that to you. Most people think incorrectly and even some advisors and financial journalists think there’s only one type of annuity; lifetime income, Immediate Annuity, and if you die, the annuity company keeps the money. That is ridiculous.
Branislav Nikolic: Annuities Are Math

Branislav Nikolic: Annuities Are Math

There is some serious math IQ on this Fun With Annuities podcast as Branislav Nikolic joins me as my newest celebrity guest host.
Your Guaranteed Income Annuity Calculator

Your Guaranteed Income Annuity Calculator

If you're one of the 10,000 baby boomers that's hitting age 65 every single day; if you're in chapter two of your life or heading toward that where it's all about you and about lifestyle and income, then you need calculators that can run specific quotes for your specific situation to provide the highest contractual guarantees on the planet.
Annuitization Meaning: What is Annuitization

Annuitization Meaning: What is Annuitization

So glad you joined me to talk about annuitization across the nation.
Annuity Paralysis by Interest Rate Analysis

Annuity Paralysis by Interest Rate Analysis: Shootin' It Straight with Stan®

Today's topic is called Annuity Paralysis by Interest Rate Analysis. Suddenly everybody seems to be an Interest Rate Analyst and knows what Mr. Powell's going to do and what Ms. Yellen's going to say.
Martin Parlato: No B.S. Insights About Markets & Inflation

Martin Parlato: No B.S. Insights About Markets & Inflation

Martin Parlato’s name should be as well-known as Jim Cramer from CNBC. In my opinion, he can run factual rings around Cramer when it comes to all things about the markets and money.
How Much Tax Do You Pay On An Annuity

How Much Tax Do You Pay On An Annuity

So how much tax do you pay on an annuity? The types of accounts you can have annuities in are a big determinant of how the taxation is calculated to last in, first out. All this stuff that you're going to need to know, I'm going to go over it today. Remember, when it comes to taxes, always talk to your CPA and tax lawyer.
Fixed Index Annuities - Pros and Cons

Fixed Index Annuities - Pros and Cons

Anytime the market's gyrating a little bit, and now that COVID is lifted a little bit, you're starting to get those invitations in the mail to go to the local, very nice, high-end restaurant to have the steak dinner and then hear a sales pitch on the scariness of the markets.