What Is an Annuity Loan?

What Is an Annuity Loan?

Hi there, Stan, The Annuity Man, American’s annuity agent, licensed in all 50 states. Today’s topic’s kind of a weird one, and I might lose my mind over it. The topic is What is an Annuity Loan? L-O-A-N. I’m going to take a deep breath. I’m going to take a sip of Coca-Cola, the sugar-free kind, because I can’t do the sugar, and then I’m going to tell you about my thoughts on annuity loans.
Annuity Comparison DIA vs. QLAC

Annuity Comparison DIA vs. QLAC

Hi, there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing annuity comparisons, QLACs, Qualified Longevity Annuity Contracts versus DIAs, Deferred Income Annuities. We're going to compare them. We're going to talk about how they differ, how they're the same, and all that stuff. Why you should look at them, why you shouldn't look at them.
Market Returns or Six-Pack Ab Muscles?: Shootin' It Straight With Stan

Market Returns or Six-Pack Ab Muscles?: Shootin' It Straight With Stan

Today's topic's a good one. It's a fun one. It's one that's going to make you think, chuckle and laugh a little bit, which is good. And that's kind of what I do. I had someone the other day talk about my videos, and they're informative as he was saying, but he said sometimes he just laughs out loud. That's good. I mean, annuities are a stale category and a stale subject. Hopefully, I'm bringing some flare to it and some good factual information you are utilizing.
Adam Van Wie: Fee-Only Planning Done Right

Adam Van Wie: Fee-Only Planning Done Right

The difference between “Fee-Only” and “Fee-Based” financial planning is like night and day or apples and oranges. With your non-annuity assets, you need to ensure you are using “Fee-Only” because that advisor’s interests align with yours. That’s the pure definition of what a fiduciary should be.
Are Annuity Death Benefits Tax-Free?

Are Annuity Death Benefits Tax-Free?

Hey, Stan The Annuity Man here. The question today is, Are Annuity Death Benefits Tax-Free? I'm going to answer that in a very quick fashion. The answer's no, but I want you to hang in there with me so I can explain why the death benefits are not tax-free. And then, at the end of the video, I'm going to tell you how to get my books for free. So, hang in there so I can explain more about annuity death benefits and the taxes you will have to pay.
Understanding the Benefits of Annuities for Your Future

Understanding the Benefits of Annuities for Your Future

Hi there. Stan The Annuity Man, America’s Annuity Agent licensed in all 50 states. Today’s topic is understanding the benefits of annuities for your future. I will probably throw in some negative stuff as well because there’s no perfect product out there, but annuities do provide what you need in retirement. You need to put it in the back of your head that annuities might be a solution for you, whether you’re in retirement already or going in that direction.
Is Social Security an Annuity?

Is Social Security an Annuity?

Hey, Stan The Annuity Man, America's annuity agent. Yes, I am licensed in all 50 states, and that means I'm licensed in your state. So, the question of the day is, Social Security, those payments you love or getting ready to love if they're coming down the road, is that an annuity? Short answer, yes. The long answer, which I'm getting ready to go into, will be very intense, informative, and you're going to walk away going, "Do I really hate all annuities? Do I? No, I can't because I love my Social Security."
It’s Your Money, NOT Your Advisor’s: Shootin' It Straight With Stan

It’s Your Money, NOT Your Advisor’s: Shootin' It Straight With Stan

Welcome to Shooting It Straight with Stan. I'm your host Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic will bring me a lot of hate mail, which I love because it comes from the industry. But here's the topic, it's your money, not your advisor's. I'm going to repeat it again. It's your money, not your advisor's. And I want you to think about that for a second.
Best Way to Use an Annuity at Retirement

Best Way to Use an Annuity at Retirement

I'm Stan, The Annuity Man, America's annuity agent. Have you ever asked yourself, "Do I even need an annuity?" That's a great question. You might or you might not, but I'm going to cover today what's the best type of annuity for retirement. Let's get to that question and find out if an annuity fits your specific situation or not.
Do All Annuities Have Surrender Charges?

Do All Annuities Have Surrender Charges?

Hey, Stan The Annuity Man here, America's annuity agent. Today's topic is, Do All Annuities Have Surrender Charges? The short answer is no, but obviously, there's more to that. You just can't say no. It's like saying, "How are you doing?" "Good." There's more to it than that, but we're going to go through all the different types. I'll explain the ones that do, the ones that don't, and the reasons they do or don't.
Beware of Elder Annuity Abuse: Shootin' It Straight With Stan

Beware of Elder Annuity Abuse: Shootin' It Straight With Stan

Welcome to Shooting It Straight With Stan. I'm your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is a disturbing one, but one that needs to be discussed, and it's called Beware of Elder Annuity Abuse. The annuity industry is just like any sales industry. There are bad apples in every single sales industry. Pick one; there are bad apples in there.
Larry Kotlikoff: "Maxifi" Your Retirement Planning

Larry Kotlikoff: "Maxifi" Your Retirement Planning

Larry Kotlikoff is one of the most fascinating guests I’ve ever had on my Fun With Annuities podcast. Because I’m a perpetual marketer and brander, I was astonished by the value of the software products that Larry has developed and offers to both consumers and financial advisors.
What Is the Objective of an Annuity?

What Is the Objective of an Annuity?

Stan, the Annuity Man here. What is the objective of an annuity? To me, that's like you're saying, "Hey, I heard all these things about annuities. I went to the bad chicken dinner seminar and ate the chicken." And if it was a steak dinner seminar, now you know how high the commissions were. So, what is the objective of an annuity? I will tell you the good, the bad, the ugly, and the history of that question.
Retirement Withdrawal Strategies: SPIAs

Retirement Withdrawal Strategies: SPIAs

Hi, there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing retirement withdrawal strategies using Single Premium Immediate Annuities. SPIAS, that's the acronym.
Focus On Healthspan NOT Lifespan: Shootin' It Straight With Stan

Focus On Healthspan NOT Lifespan: Shootin' It Straight With Stan

Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man. America's annuity agent, licensed in all 50 states. Writing this one from my main office in Las Vegas, Nevada. Someone asked me the other day, "Well, I don't know if I would ever live in Las Vegas." I'm like, "Listen, people that live in Orlando..." And I lived in Orlando for a long time, where I went to school at the University of Central Florida. Go, Knights.