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Today's topic is a motivational one. It's called you need an annuity cancer doctor. You're saying, "Wait, whoa, whoa, don't you cross a line there with old cancer word." You know what? I can do that because I am a recovering cancer survivor.

A few years ago, I drove to Winter Park, Florida, to have lunch with one of the most respected syndicated columnists in the country who writes about personal finance. I have been a fan of his for a long time because he is truly helping the consumer, and I hoped to become a resource for him concerning the complicated world of annuities.

What's the annuity formula? What's the present value? What's the future value? How do we do the formula to calculate the present value? You're making it too complicated, Chester. I’ll strip it down and tell you the annuity formulas that make sense and the only ones you need to.

Let’s talk about IRAs. Some people say never to put an annuity inside an IRA. I have one comment for all those people with that advice; you’re dumb as a box of hair. That's crazy talk. Why is it crazy talk? Because there's an annuity that the IRS and the Treasury Department put on the planet for use inside an IRA. So let's stop with the nonsense.

I'm going to cover a topic that is timely, especially in these markets where things are up and down and all over the place. The topic of today is "it's okay to miss out." Obviously, I'm talking about market gains or the next Bitcoin or the next Tesla or the next Apple.

One of the best personal money managers in the country is anonymously based in Raleigh, North Carolina, in a nondescript office with long-term loyal staff. His name is Owen Schrum.

Hot topic. How does a Fixed Indexed Annuity work? Some people think it is the too good to be true product. I’m here to set the facts straight. A typical call I get is, "Hey, Stan, The Annuity Man®, I went to this seminar. I got this nice invitation in the mail, and we got the steak dinner.

Spoiler alert, we're going to go through specifics.

Today's topic is a good one, the industry uses this phrase to sell Indexed Annuities. I'm a big fan of Indexed Annuities, we probably sell more than anyone on the planet, but I tell people all the time, "These are CD products.

National speaking superstar and retirement guru, Tom Hegna, joined me on Fun With Annuities again to discuss all things annuity and how the current market and rate environment are influencing annuities.

You know me, you trust me, and you know I'm going to tell you the truth. Today's topic is Retirement Withdrawal Strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. So, we’ll go through how you can use MYGAs for your retirement withdrawal strategies.

Question of the day: is an annuity better than a pension? Tough question, loaded question. I will have to break that question down just like your English teacher broke down sentences. Is an annuity better than a pension because it's a bit broader? It always is in the annuity world. You need to know many more details.

Today's topic, fear and greed loses to contractual and simple. I always tell people, if it sounds too good to be true, it is every single time. And if you're looking for the perfect product, eventually you will find a person that will tell you that they have it and they'll try to sell it to you.

There was some serious IQ on this Fun With Annuities podcast when Steve Vernon and Naomi Karp joined me as celebrity guests. They and their associates are pioneers in researching how to plan for and the effects of cognitive decline.

Today's topic is a good one. It's about how annuities transfer risk. Annuities are insurance policies. Insurance companies exist to make a profit. That is correct. Annuities are issued by life insurance companies, all annuity types, and yes, life insurance companies are in the business to make a profit.