
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
November 14, 2022
The 15 Biggest Mistakes When Buying Annuities - Part 2
All right, so this is part two. Part one was one through five and this is part two. Let’s get into it with number six. The sixth biggest mistake I see people make when buying annuities is being pressured into signing the paperwork. You'll have some agents say, "Well, you got to sign it because if you don't sign it now, you won't get the upfront bonus.

Shootin’ It Straight with Stan®
November 9, 2022
Retire from Both Your Job and The Markets: Shootin' It Straight with Stan®
So glad that you joined me for this timely topic that's going to make a lot of people mad and make a lot of people question things, but it will make total sense when you hear it. The title is "When you Retire, You Need to Retire from Both Your Job, Your Work, and The Markets," so you got to retire from two things, work and the markets.

Podcast
November 8, 2022
Michael Finke: Why Annuities Make Sense Right Now
In the world of retirement research and common-sense annuity strategies, Micheal Finke is one of the four faces on Annuity Mount Rushmor along with mine, of course. The ongoing work and effort to help consumers make better retirement decisions is a legacy Michael should be very proud of.

Article
November 7, 2022
Why Are Income Riders Paying More Than Deferred Income Annuities?
An interesting topic today comes directly from my interactions with people on the phone. This topic is why are income riders currently paying more contractually than Deferred Income Annuities? We're going to go through all of that, and the details of that and why that matters to you when you're looking for future income guarantees after this.

Article
November 2, 2022
The 15 Biggest Mistakes When Buying Annuities - Part 3
Today we are finishing up our series on the 15 biggest mistakes people make when considering annuities or buying annuities, and we've done one through five and five through 10. Now we're going to do 11 through 15. I'm very excited about that because this is a learning experience for you and the industry.

Shootin’ It Straight with Stan®
November 2, 2022
Fake Annuity News: Shootin' It Straight With Stan®
We are familiar with fake news. That's fake news; this is fake news, and what we've found out as a country is obvious bias with the news. At this point, when we hear news or read something a little bit outrageous, we just say, "Wait a minute, I wonder if that's true." Or, "I wonder what's behind that."

Shootin’ It Straight with Stan®
November 1, 2022
Your Principal Protection Trifecta: Shootin' It Straight with Stan®
Today's topic is your principal protection trifecta. I'm talking about right now in volatile times, and there's always going to be volatile times, but there are pending wars right now, there's inflation, there's market volatility, there are elections coming up, there's always elections coming up, and people that are retiring are tired of it. They're tired of the volatility. They're tired of ups and downs.

Article
October 31, 2022
Single Premium Immediate Annuities - Explained
What is a Single Premium Immediate Annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We’ll go through the details of how you can make that decision.

Shootin’ It Straight with Stan®
October 26, 2022
Should You Marry or Date Your Annuity?: Shootin' It Straight with Stan®
Today's topic is, should you date or should you marry your annuity? Now the reason that I categorize it like that is people ask me all the time how I analyze the financial wherewithal of these companies. The claims-paying ability of these carriers.

Article
October 24, 2022
Laddering Strategies Using Our SPIA Calculator
Today I’m discussing how to use my SPIA Calculator and some laddering strategies that could work for your specific situation. I'm proud of a lot of things with theannuityman.com. I'm proud that we're a pro-consumer site; I’m proud that we're direct-to-consumer.

Article
October 20, 2022
Are Multiple Annuities A Good Idea For Retirement Income?
Today we're discussing retirement income and whether multiple annuities are a good idea. I recently received the question: "I have 60% of my portfolio in an annuity. My wife (still working for four more years) has two-thirds of a portfolio my size. Would a second annuity with hers down the road be a good idea? Just a percentage of it."

Shootin’ It Straight with Stan®
October 19, 2022
Market Addiction Kills Retirement Dreams: Shootin' It Straight with Stan®
Today's topic is, addiction to the market can kill retirement dreams. Your addiction to following the stock market and investing in the stock market and taking risks with your money can literally kill retirement dreams, especially in these volatile markets. I had a call the other day which prompted this topic.