
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
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Shootin’ It Straight with Stan®
January 22, 2025
Building a Pension from Scratch: Shootin' It Straight With Stan
Today's topic is creating your own pension. Yes, I'm talking to you, the person out there who doesn't have a pension, or the person who has a pension and wants more money, or all of you who already have a pension called Social Security.
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Article
January 15, 2025
When Annuitization Becomes the Final Choice: Shootin' It Straight with Stan
I'm your host, Stan, The Annuity Man. Today's topic is: When Annuitization Becomes the Final Choice. Let me explain that to you. Most people, incorrectly, and even some advisors and financial journals, think that annuities are only one type—lifetime income or Immediate Annuity.