
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Shootin’ It Straight with Stan®
June 21, 2022
You Won The Game! Why Are You Still Playing?: Shootin' It Straight with Stan®
Today's topic's a good one. If you've won the game, then why are you still playing? I was on a call the other day, and yes, you can schedule a call with me at theannuityman.com. You can also run quotes on our proprietary calculators and get my books and watch videos and all that stuff.

Podcast
June 21, 2022
Sheryl Garrett: Financial Planning On YOUR Terms
The pioneers take all of the arrows, as the saying goes. Sheryl Garrett is a “20-year overnight sensation” in the complicated world of financial planning. Starting her career in the traditional financial planning model decades ago, Shery always knew it could be done better.

Article
June 16, 2022
Why People HATE Stan The Annuity Man®
Today’s topic is a great one. Why do people hate Stan the Annuity Man®? He's so intense. Here's the bottom line. We’ll talk about this at length, but at the end of the day, I'm so intense because I want to make sure that you make a good, informed, and factual decision if you're considering annuities.

Shootin’ It Straight with Stan®
June 15, 2022
Sign Now! Decide Later?: Shootin' It Straight with Stan®
Today's topic is called Sign Now, Decide Later. Sign the paperwork now, Mrs. Jones, just sign it and we'll just have it here and then you can make a decision. Never ever, ever, ever do that. This drives me crazy in the annuity business.

Article
June 13, 2022
Taking A Closer Look At Income Riders
Income riders are attached to some policies. You should understand what they do and what they do not do. What is an income rider? Why do they call it an income rider? Well, it rides on the policy. So, typically the two types of policies that offer income riders that you can attach at the time of application are Fixed Indexed Annuities and variable annuities.

Article
June 6, 2022
How To Find The Best Quote with a SPIA Calculator
Today's topic is the SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.There are two ways to use a SPIA calculator. Single premium immediate annuity.

Article
June 2, 2022
Back Tested Annuity Returns - Index Annuity Scams
Today's topic is about indexed annuity scams and these back-tested return numbers that you see that seem so good. But this is one of the situations, and one of the scams that drives me crazy.Let's talk about index annuities. First of all, a disclaimer. I like them. I like Fixed Index Annuities. Why?

Shootin’ It Straight with Stan®
June 1, 2022
Don't Buy Annuity Stories: Shootin' It Straight with Stan
Today's topic is, "Don't buy annuity stories." That's a big one to unpack, but let's start unpacking it. In the world of sales, everybody that ever talked to me like a manager or salesperson, they're like, "Stories sell. You need to tell stories to the people because they can relate to it.