Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
April 7, 2024
What Is the Purpose of Reverse Engineering Annuity Quotes?
Today's topic is a good one. What is the purpose of reverse engineering annuity quotes? He's saying, "Reverse engineers. Stan, you don't look like an engineer. You don't act like one." I'm not an engineer. My wife said the other day at the Hoover Dam, "One of the worst jobs ever for you would be an engineer."
April 4, 2024
How to Talk Annuities With a Spouse
Today's topic is interesting: talking to your spouse or partner about annuities and telling them about contractual guarantees. For most people, when you hear the word annuity, it either equals hate or a curse word. I mean, they've heard nothing but bad things about annuities.
April 3, 2024
You Already Own At Least 2 Annuities: Shootin' It Straight With Stan
Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is a good one that might shock you and the public. And when I'm talking to you, you already own at least two annuities. It's true.
April 1, 2024
How Early Should I Buy Annuities?
What we're going to talk about today is a call I get a lot from people who are too young to buy an annuity or who might be really old and not need an annuity. But we're going to talk about age. Is it too early to buy? How do you determine that? Can you time it?
March 28, 2024
What Is the Primary Reason for Buying an Annuity?
What is the most common use of an annuity? Well, to answer that question properly, as Stan The Annuity Man, I have to do a little bit of a history lesson. Annuities were put on the planet in Roman times as a pension-type gift for the dutiful Roman soldiers and their families.
March 27, 2024
Get Your Annuity Income Ducks in a Row: Shootin' It Straight With Stan
Chapter two of your life or retirement, whatever that means to you, is when you just need money hitting the bank account to go live your life. You can go however long that's going to be. Chapter two is going to be about you. It's going to be about lifestyle; it's going to be about reclaiming your health.
March 25, 2024
What Is a Guaranteed Lifetime Income Annuity?
A guaranteed lifetime income annuity comes in many forms. It can be an Immediate Annuity, a Qualified Longevity Annuity Contract, a Deferred Income Annuity, or Income Riders. You can even peel off interest from Multi-Year Guarantee Annuities. We're going to cover all of that today.
March 21, 2024
What Happens When an Annuity Owner Dies Before Annuitization?
So, what happens when an annuity owner dies before annuitization? It's a sad thought. Hi, I'm Stan the Annuity Man. Typically I'm bouncing off the walls, I'm happy, but we're talking about death, so I'm just going to bring it down a little bit.
March 20, 2024
Your Retirement Plan Is Not an Annuity Game: Shootin’ It Straight With Stan
Today's topic is a good one. Listen up, lean in, get comfortable, and grab a coffee because what we will talk about is your retirement plan is not an annuity game. There are a lot of people in the annuity industry who are just looking for nails, and they're the hammer.
March 17, 2024
How Much Do You Really Need to Retire?
Today's topic is how much do you need to retire? In this case, we're talking about money, but I will cover other things because that's what I do. I can free form this, but how much money do you need to retire? I'm going to tell you how to do that. It's very simple.