
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
October 17, 2024
Retirement Tips: How to Leave Money to My Grandkids
With 10,000 baby boomers reaching 65 every day and that retirement age, you start thinking, "How am I going to leave money to my beneficiaries?" And a lot of people are looking at how to leave money to their grandkids. We're going to go into that.

Article
October 16, 2024
The Annuity Truth About Bonuses Rates Caps Spreads: Shootin’ It Straight With Stan
Today's topic is the annuity truth about bonuses, caps, spreads, and participation rates, all attached to Indexed Annuities. We get lots of calls about this because, unfortunately, most annuity agents are just trying to sell Indexed Annuities.

Article
October 14, 2024
Retirement Expert Rants: You Do You - Beware of Agent Product Steering
I'm here because I want to warn you about something, and I'm pretty upset about it because I see it happen often. And it's called agent steering, but they're steering their product of choice to you, so don't allow that to happen.

Article
October 13, 2024
Election 2024: Are Annuities in the Political Crossfire?
Today's topic is the 2024 election. Are annuities in the political crossfire or crosshairs, however, you want to say? Without mentioning any candidate, political party, convention, ads, or anything else. Forget about that for a second. We need to focus on annuities.

Shootin’ It Straight with Stan®
October 9, 2024
Annuity Tips: The Annuity Man’s Index Annuity Strategies: Shootin’ It Straight With Stan
Today's topic is annuity tips, The Annuity Man's strategies for Indexed Annuities/Fixed Indexed Annuities. I know you're saying, "Wait a minute, Stan. I thought you didn't like Indexed Annuities." That's not true.

Article
September 26, 2024
Retirement Tips: What Are the Four Best Annuity Types for Retirement?
The question is, what are the four best annuities for retirement? We will go over annuities and which types I think are the best for retirement. That doesn't mean you need an annuity, but these are the ones that I feel are pro-customer if used correctly.