
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
February 5, 2024
Annuity Death Benefits: Are They Taxable?
Today, a little bit of motivation. We're going to talk about death. Yes, that's a motivational topic. But we need to talk about annuity death benefits. Are they taxable? How do they work? All that stuff. You need to know that because you must control things from the grave. You need to set things up for your family.

Article
February 4, 2024
Lock and Load Annuity Income Guarantees
Today's topic is lock and load for income guarantees because when you buy an annuity, you're buying a contract and locking in that guarantee. You're loading it for the future, so you're locking and loading that contractual guarantee. I want you to think about that.

Article
February 1, 2024
Why Democrats Love Annuities
Today we're going to talk about why Democrats love annuities. The blue state. We have the red state, which are the Republicans, and then we have the Democrats. I've done a blog on why Republicans love annuities, but I think it's fair to talk about the Democrats.

Shootin’ It Straight with Stan®
January 31, 2024
Swallow the Seminar Food, Not the Annuity Pitch: Shootin’ It Straight With Stan
Welcome to Shooting it Straight With Stan. I'm your host, Stan The Annuity Man - America's annuity agent, licensed in all 50 states. I'm so glad you joined me for a great topic. You saw it and said, "Okay, I got to see what he's going to say about this." The topic is: Swallow the Seminar Food, NOT the Annuity Pitch."

Article
January 28, 2024
How Annuities Address Social Security and Inflation
Hi there, Stan The Annuity Man, America's annuity agent licensed in all 50 states, talking about one word and one word only today. Inflation! Inflation Stan The Annuity Man, let's talk about inflation! Let's talk about how annuities and Social Security can address inflation.

Article
January 25, 2024
Income Riders Attached to Fixed Indexed Annuities
This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?

Shootin’ It Straight with Stan®
January 24, 2024
Increase Your Annuity Income Floor as You Age: Shootin’ It Straight With Stan
Today's topic is a good one: Increase Your Annuity Income Floor as You Age. In other words, that income floor, that amount that's hitting your bank account every single month, needs to be increased as you get older.

Article
January 22, 2024
Left Wing, Right Wing...Need Both to Fly
Hi, my name is Stan The Annuity Man, America's annuity agent. No, I am not a political commentator, but I am going to get in the weeds about what's happening in our world right now. The title of this blog is Left Wing, Right Wing, Need Both to Fly.

Article
January 18, 2024
Annuity Expert Rants: Annuities and the Media
I've got a little bit of an issue with annuities and how the media treats annuities. Now, the last time I went on one of these rants, I guess, for lack of a better phrase, I got emotional about it because I was talking about the stock market decline, etc., but I'm upset about how the media talks about annuities.

Shootin’ It Straight with Stan®
January 17, 2024
Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan
Today's topic is about annuity income. Is it the return of your money or a return on your money? So, return of, or return on. Great question, Stan The Annuity Man, America's annuity agent. Let's cover it.

Article
January 15, 2024
Best Pension Annuity Deals
You're looking for the best pension annuity deals, hey, that's a good thing because pensions are good. Why? Because you can never outlive the income, just like Social Security. And if you work for the government, there are pensions there, but most people are working in the private sector, so they really don't have pensions.