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Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
![Stan The Annuity Man: Happy Birthday To QLACs](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/6500195b8bd2a84da17a2270_STAM_-_Happy_Birthday_To_QLACs_THUMBNAIL.webp)
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
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Article
August 11, 2024
Retirement Income: Are Multiple Annuities a Good Idea?
Hi there, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I'm holding up the trusty clipboard. The will do, not might do, clipboard. You know what that means? You know what the Pavlovian side of you, the mouth starts drooling.
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Article
August 8, 2024
Compare Immediate Annuity Rates: The Truth Behind Percentages
Today is a very important topic. We're going to compare Immediate Annuity rates and answer that question, the truth about those percentages you see all the time. I'll kind of break all that down because there's a lot of misleading information.
![The Older You Are, the Higher the Annuity Payment: Shootin’ It Straight With Stan (TAM Classic)](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/66b34041f3b66d1dceb49711_the_older_you_are_SISWS_thumbnail.webp)
Shootin’ It Straight with Stan®
August 7, 2024
The Older You Are, the Higher the Annuity Payment: Shootin’ It Straight With Stan (TAM Classic)
Today's topic is a good one, and it's one that is a no-brainer but one that I keep repeating, so I'm going to hammer it factually as only Stan The Annuity Man can do. It's the older you are, the higher the annuity payment.
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Article
August 5, 2024
Annuity Cost Calculator: Decide How Much You Should Spend
So, how much should you spend on your annuity using an annuity calculator? How does that all work? Of course, I'm going to tell you, I'm Stan The Annuity Man, America's annuity agent, top agent in this beloved United States of America.
![Retirement Expert Rant: What I Love About Lifetime Income](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/66ab496f638c753c14e8176c_Retirement-Expert-Rant-What-I-Love-About-Lifetime-Income.webp)
Article
August 1, 2024
Retirement Expert Rant: What I Love About Lifetime Income
Hi, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Did you know that annuities are the only product on the planet that can contractually guarantee lifetime income? You do now. Let's get right into it.
![Increase Your Annuity Income Floor As You Age: Shootin' It Straight With Stan](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/66a9fe138710449f38207eff_Increase_Your_Annuity_Income_Floor_As_You_Age_SISWS_thumbnail.webp)
Shootin’ It Straight with Stan®
July 31, 2024
Increase Your Annuity Income Floor As You Age: Shootin' It Straight With Stan
Today's topic is a good one: increase your income floor as you age. In other words, that income floor, that amount that's hitting your bank account every single month, needs to be increased as you get older.
![IRA Annuity - Convert, Roll Over & Other Tricks](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/66a7b89dbaaad221d8ae2e1a_Sunday_Thumbmails_(4).webp)
Article
July 28, 2024
IRA Annuity - Convert, Roll Over & Other Tricks
IRA annuity. What is that all about? First of all, let's talk about IRAs and annuities. IRA is a structure. Think of it as a house. The annuity, or whatever you purchase, mutual funds, whatever, is the furniture that goes inside the house.
![Principal Preservation: Are You at That Financial Stage?](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/66a1fd360cd48464fccfd0ba_Principal-Preservation-Are-You-at-That-Financial-Stage_.webp)
Article
July 25, 2024
Principal Preservation: Are You at That Financial Stage?
From a principal preservation stage, you're trying to preserve your health, but a lot of people are at a stage now. They're trying to preserve the principal and not take the market losses like they have been. Maybe that's you.
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Article
July 22, 2024
Inflation-Adjusted Annuity: Pros and Cons
Inflation-adjusted annuities pros and cons. The good news is you already own the best inflation annuity on the planet, Social Security. It is an annuity. And you're like, "No, it's not." I love those who call me up and say, "I hate annuities."
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Article
July 18, 2024
Annuity Payments: Are They All for Life?
What are we talking about today? We're talking about annuity payouts. Are they all for life? Are all of them lifetime income products? No, they're not, but most of them are. But we're going to go through both types so you can make a good decision if you even need one, and if you do, how to get one.