
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
October 30, 2023
Why Do Financial Advisors Hate Annuities?
Hey, Stan The Annuity Man here, America's annuity agent, licensed in all 50 states, number one educator out here, and I do sell annuities if they're appropriate and suitable. The question you have, which is a question that should be asked more often, is why do financial advisors hate annuities? You didn't say why do all, but why do too many of them hate annuities? That's a good question.

Article
October 29, 2023
Annuity Beneficiary
Today's topic is about annuity beneficiaries. You are either thinking about who the beneficiaries should be on your policy or you are the beneficiary of a policy. Either way, we're going to talk about annuity beneficiaries and why that's important, regardless of whether you are the beneficiary or if you're thinking about listing beneficiaries.

Article
October 26, 2023
QLAC Annuity Quotes
You have punched into Google the term "QLAC annuity quotes" or something to that effect because, magically, I'm here, and we're talking about QLAC quotes. What the heck is a QLAC? Qualified Longevity Annuity Contract. You're saying, "Hey, Stan, enough of that crap. How about where do we get the quotes?" You can go to my proprietary QLAC Annuity Calculator to get a hassle-free, no-obligation quote.

Shootin’ It Straight with Stan®
October 25, 2023
All Annuities Are…: Shootin' It Straight With Stan
Today's topic is a great one, and you probably saw it and went, "I'm going to have to listen to this one because I want to see what he's going to say." And the topic is "All Annuities Are..." I'm going to give credit to this topic to a good friend of mine. His name is John Olsen, and he's a treasure to the annuity industry.

Podcast
October 24, 2023
Jack Lenenberg: Long Term Care & Rising Interest Rates
A standalone, traditional long-term care insurance works just like health, auto, or homeowner insurance. You own a policy, and if you need long-term care, the company will pay the benefits, and you will stop paying premiums.
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Article
October 23, 2023
Long-Term Care Annuity Pros and Cons
We're going to talk about long-term care annuity pros and cons. We're going to get into that. The short answer to you, the pro, is that you will have that coverage. It's a transfer of risk that you can depend upon. Just like any annuity-type plan, it's a transfer-risk contractual guarantee.

Article
October 22, 2023
Income Annuity Estimator for Immediate or Deferred Income Annuity
You're looking for an income annuity estimator for Immediate and Deferred Annuities. I'll do you one better. How about calculators that will give you down to the penny, the contractual guarantee of the policy, and finding the best contractual guarantee for your specific situation. Oh my goodness, that's exactly what you were looking for.

Article
October 19, 2023
How To Set Up Your Own Pension
The question is, how do I set up a pension income? It is a really good one because with 10,000 baby boomers retiring every day, a chief demand I get is, "How do we set up this pension income? We need more income guaranteed like Social Security." That's what annuities do, and we will talk about that.

Shootin’ It Straight with Stan®
October 18, 2023
Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan
Today's topic is a good one and a question that I always get, so let's address that now. Is it a good time to buy an annuity? Now, that's a loaded sales question. Most salespeople are an automatic yes, "Yes, it's a great time to buy an annuity. My annuity, the one I like." But it's bigger than that.

Article
October 16, 2023
Guaranteed Lifetime Income Products
Hi, I'm Stan The Annuity Man, America's annuity agent. You own an annuity for what it will do, not what it might do. You own it for the contractual guarantees only. Never buy an annuity for the hypothetical, theoretical, back tested, projected, agent hopeful return scenarios, meaning juice numbers, because that never happens.

Article
October 15, 2023
Financial Strength Ratings – When High Rankings Don’t Matter
Financial strength ratings when high rankings don't matter when it comes to annuities. Hi there. I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. We will talk about annuity ratings, financial strength, and how to determine and look at those so you can make an informed decision on your terms and timeframe.

Article
October 12, 2023
Comparing Deferred Income Annuities
How do you compare Deferred Income Annuities? Well, the short answer is I want you to stay through the whole blog, but the short answer is you have to quote all carriers because Deferred Income Annuities are like all annuities; they're commodity products. It's very competitive out there. Quotes change, so you must quote all carriers and be specific about what you're trying to achieve.

Shootin’ It Straight with Stan®
October 11, 2023
Ventilator Annuity Lifetime Income: Shootin' It Straight With Stan
Welcome to Shooting it Straight with Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is a good one. It's the reason you clicked because you read it and you went what? Ventilator annuity lifetime income.

Podcast
October 10, 2023
Stan The Annuity Man: The Only Thing Complex About Annuities Are the Sales Pitches
This is a simple, simple industry with simple, simple solutions. The people that are making it complex are the agents and advisors selling the products in a complex way, instead of stripping it down to the basics.

Article
October 9, 2023
Can You Buy an Annuity Inside an IRA?
Today, we will discuss whether you can buy an annuity inside your IRA. Many people are out there who, when they hear that, just go crazy and say, "You should never buy an annuity inside of an IRA." That's just complete and utter garbage. And you can take this blog and shoot it to your financial advisor if they're the ones who said that.